Welcome to OneFamily

The details on this page are for Lifetime ISA fund holders from:

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Proud to be different

OneFamily are an award-winning financial services company, providing products and services that help modern families thrive. We believe that finance isn’t just personal. Every decision you make affects the people you care about most. That’s why we believe in creating products for modern families: the dual parents, the divorced, the single parents, the live-in grandma and the mate that your kid calls ‘Uncle’ - whatever family means to you.

Here for you, your family and the communities we all live and work in

As a Mutual, OneFamily doesn’t have shareholders, instead we focus on providing the best possible support for our customers and their communities.

Since 2015, the OneFamily Foundation has awarded over £4 million in individual and community grants, helping over 350 different charities and groups and improving the lives of over 3,000 people. This gives our customers the opportunity to make a positive financial or quality of life impact on the communities and the people that matter most to them.

Quick facts about OneFamily

Over 2 million customers

With over £7 billion worth of family's money cared for*

Over 40 years' experience

We're experts in children's and young people's investments

Responsible investments

through our climate-impact funds

*As at 01 January 2021

There's some important documents you need to read

As part of the transfer process you need to ensure you have reviewed the below important information documents:

Your new investment fund

Your existing investments will switch to one of OneFamily's funds. The table shows detail of which fund your account will be invested into.

The new investments were chosen as they are most closely aligned to your current fund's investment objectives.

Comparison of differences:

  1. The Share Centre funds invest in other funds that currently hold shares, fixed interest investments and alternative investments in proportions that can vary within broad ranges. The OneFamily Global Equity Fund contains 100% worldwide shares and the OneFamily Mixed Global Fund contains up to 35% worldwide shares with the remainder in fixed interest investments.
  2. The risk profiles of The Share Centre funds are slightly higher than the OneFamily funds you will be moved into. We believe the risk and reward profiles are similar over the medium to long term although they will not perform in exactly the same way.
  3. The ongoing charges in the OneFamily funds are up to approximately 0.5% lower than in The Share Centre funds, based on current charges. This reduction should improve investment returns, allowing for the differences in investment approaches between the funds.
Current investment ES Share Centre Multi Manager New Investment OneFamily
One fund held:
Growth fund Global Equity fund
Growth & Income fund Global Mixed fund
Income fund Global Mixed fund
Combination of two funds held
Growth fund and Income fund Global Mixed fund
Growth fund and Growth & Income fund Global Equity fund
Growth & Income fund and Income fund Global Mixed fund

If you currently hold all three funds your investment will switch the OneFamily Global Equity fund, If you are only holding cash in your account, you will automatically be invested into the OneFamily Global Mixed fund.

Climate-friendly investments that make a difference

We think it’s important that we grow your money in the right way, so whenever we invest your money in company shares, we’ll only invest it in companies that are making a positive change to our environment through sustainable climate activities.

Our Stocks & Shares Lifetime ISA comes in two investment options – one which invests fully into climate friendly companies, and one which splits your investment between climate friendly companies and fixed interest investments for a less risky approach

Global Equity

100% invested in climate-friendly company shares

Here's how your investment helps

  • Invests in companies that are making a difference to our environment and tackling climate change through sustainable climate activities
  • Targets increasing revenues from green business activities
  • Aims to lower CO2 emissions from their activities
  • Aims to reduce fossil fuel reserves (greenhouse gas emissions) and brown revenues (such as mining and drilling)

What else should I know?

This product invests in company shares so to maximise its growth potential you should consider keeping it invested for a few years before you withdraw it.

Global Mixed

At least 65% in fixed interest investments and up to 35% in climate-friendly company shares

Here's how your investment helps

  • Invests at least 65% of your money in fixed interest investments from two leading investment indices to reduce risk
  • Invests up to 35% of your money in companies that are making a difference to our environment through sustainable climate activities
  • The company shares allocation (up to 35%) focuses on companies who are better prepared to tackle climate change

What else should I know?

This product invests in company shares so to maximise its growth potential you should consider keeping it invested for a few years before you withdraw it.

Options for a greener future

Our Stocks & Shares Lifetime ISA come with two investment options – one which invests fully into climate friendly companies, and one which splits the investment between climate friendly companies and fixed interest investments for a less risky approach. Both of these funds invest into some of the more progressive and forward-thinking businesses around the world, so you can make a difference to our planet without sacrificing growth.

Watch our short video to find out more about how we are inspiring better futures for all our customers.

Our Lifetime ISA invest in stocks & shares so their value can go down as well as up meaning you could get back less than has been paid in.