Equity Release Calculator

Equity release can provide a lump sum or flexible payments for you to spend however you like. Find out how much equity you could release from your home with our calculator.

How much you can borrow depends on a number of factors, including your age, the type of property you own, and its value.

To enable this form and enhance your experience, please use an up-to-date browser. We recommend using Chrome, Edge or Firefox.

Maximum loan amount:

By providing your details you are giving us consent to contact you with equity release information. Read the OneFamily Privacy Notice.

Important: The loan amounts above are an illustration of the amount you could borrow. The actual amount may vary depending on your individual circumstances. The figures are not guaranteed and do not constitute an offer to lend. The loan amount will need to pay off any existing mortgage secured against the same property.

Did you know?

We charge a simple fixed fee of £950 for our advice, no matter the size of the loan.

Other providers often charge a percentage of the loan, meaning it's not always obvious how much you'll end up paying..

For example, for a loan of £75,000 with another provider, and an advice fee of 2%, you'd end up paying £1,500. With OneFamily Advice, you only pay £950 - simple, straightforward and easy to budget for.

Speak to an adviser today

Our friendly team of advisers are ready to help you, so why not spare a few minutes for a free initial consultation?

In your free initial consultation your adviser will check you meet the basic criteria for a lifetime mortgage and ask questions to understand your current circumstances, should you wish to proceed.

Call OneFamily Advice

0800 144 8244*

Alternatively, book a time that works for you.

Book a consultation

*Lines are open Monday to Thursday 8am to 6:30pm, Friday 8am to 5:30pm and Saturday 10am to 2pm. Calls may be recorded and monitored for training purposes. Calls to freephone numbers are free from UK landlines and personal mobile phones. With business mobiles the cost will depend on your phone provider. If you'd like to know more, please ask your provider.

Spend the money however you'd like

Here are some of the ways people spend the cash they release from their homes*. People often choose to spend the money across multiple things.


Home and/or garden improvements


Pay debts/clear outstanding mortgage


Go on holiday


Gifting to family or friends

Key Retirement, Market Monitor Half Year (July 2020)