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Equity Release Calculator

Equity release can provide a lump sum or flexible payments for you to spend however you like. Find out how much equity you could release from your home with our equity release calculator.

How much you can borrow depends on a number of factors, including your age, the type of property you own, and its value.

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Maximum loan amount:

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The loan amount above will need to pay off any existing mortgage secured against the same property.

Important: The loan amounts above are an illustration of the amount you could borrow. The actual amount may vary depending on your individual circumstances. The figures are not guaranteed and do not constitute an offer to lend.

Did you know?

We charge a simple fixed fee of £950 for our advice, no matter the size of the loan.

Other providers often charge a percentage of the loan, meaning it's not always obvious how much you'll end up paying..

For example, for a loan of £75,000 with another provider, and an advice fee of 2%, you'd end up paying £1,500. With OneFamily Advice, you only pay £950 - simple, straightforward and easy to budget for.

Simple fixed fee for Equity Release advice

Speak to an adviser today

Our friendly team of advisers are ready to help you, so why not spare a few minutes for a free initial chat?

In the call, your adviser will check you meet the basic criteria for a lifetime mortgage and ask questions to understand your current circumstances, should you wish to proceed.

Call OneFamily Advice or request a call back

*Lines are open Monday to Friday 9am to 5.30pm and Saturday 10am to 2pm. Calls may be recorded and monitored for training purposes. Calls to freephone numbers are free from UK landlines and personal mobile phones. With business mobiles the cost will depend on your phone provider. If you'd like to know more, please ask your provider.

Calculate equity release

Spend the money however you like

Here are some of the ways people spend the cash they release from their homes**.

pay debts

Pay debts/clear outstanding mortgage

home and garden improvements

Home and garden improvements


Gifting to family or friends


Go on holiday

**Key Market Monitor, Full Year (2022)

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