OneFamily's Junior Bond
Junior Bonds are no longer available to new customers, however we do still offer a junior ISA if you're looking to invest on behalf of a child.
If you'd like to speak to us about an existing Junior Bond, or a Junior Bond application that you've already started, please call us on 0344 8 920 920.
If you've already opened a Junior Bond, you'll have chosen how long you wanted to leave it invested for (between 10 and 25 years) when you opened it.
Your money is invested in a fund that buys stocks and shares so the final value of the bond will depend on how the fund performs.
As it’s a long-term plan, you'll be paying in a small amount monthly or a lump sum yearly, either between £15 and £25 a month or between £165 and £270 a year.
Member Benefits
If you hold a Junior Bond, you will have access to discounts on groceries, shopping, cinema, days out and much more
What you need to know about your Junior Bond
Our Junior Bond is a child's Tax Exempt Savings Plan (TESP) which invests over the long term on behalf of a child. Unlike junior ISAs, you could decide the age the child needed to be when they access the money at the time you opened the Bond.
As long as you kept up payments and kept the money invested for at least 10 years, there won’t be any tax to pay on the proceeds.
Our Junior Bond invests in stocks and shares, which gives it good potential to grow more than cash over the long-term. When you invest there is a risk that the value of your investment can go down as well as up.
An initial set up charge of £60 will have been taken from the first year's payments. We also apply an annual management charge of 1.5% of the fund value. For more information, please see the important information document.
Our guides to saving on behalf of children
Get all the information you need to feel fully informed when investing in your child’s future.
Children's savings guide
Our comprehensive guide covers the main ways you can save for your child's future, how each option works and what you need to know.
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