OneFamily's Family Bonds
Family Bonds are no longer available to new customers, however we do offer a stocks and shares ISA if you're looking for a long-term, tax-exempt investment option.
If you'd like to speak to us about an existing Family Bond, or a Family Bond application that you've already started, please call us on 0344 8 920 920.
If you have a Family Bond, your money will be invested for at least 10 years from when you opened it. You will have chosen how long you wanted to leave it invested for (between 10 and 25 years) when you opened the Family Bond.
Your money is invested in a fund that buys stocks and shares so the final value of the bond will depend on how the fund performs.
As it’s a long-term plan, you'll be paying in a small amount monthly or a lump sum yearly, either £25 a month or a simple lump sum of £270 once a year.
Member Benefits
If you hold a Family Bond, you have access to discounts on groceries, shopping, cinema, days out and much more
What you need to know about your Family Bond
A Family Bond is a simple and tax-efficient way of regularly investing money over the long term. When you opened your bond, you will have chosen to invest £25 a month or £270 a year.
As long as you keep up payments and keep your money invested for at least 10 years, you won’t pay tax on the proceeds.
Our Family Bond also comes with some life cover, which pays out 75% of the total payments you're due to make, as long as you've kept regularly paying in.
There is an annual management charge of 1.95% for Family Bonds. For all other charges please see the key information document.
Our guides to saving and investing
Get the information you need to create the financial future you want.
Is it better to save or invest your money?
Everyone should have the same rights to grow their money as everyone else. Find out how investing works and how it compares to savings in our straightforward guide.
How does the annual ISA allowance work?
If you have an ISA, you might be aware that you are limited to how much you can pay in. Find out what that limit is and how to make the most of tax-free saving.
How to make a financial plan for your family
With a set plan, you can help your children with their first steps into adulthood. It's never too late to get started, find out how in our guide to saving for the next generation.
Seven financial habits you need to get into
The key to successful saving is building good financial habits that fit into your routine and your budget. Find out how in our habit guide.