What is a Stocks & Shares ISA?
A Stocks & Shares ISA is a savings account that allows you to take control of how your money is invested. We keep it simple with two investment options. You can invest fully into company shares, or split your money between company shares and other lower risk fixed interest investments. You then watch your money grow based on how your investments perform.
How much can I invest in a Stocks & Shares ISA?
For the current tax year, you can invest up to £20,000. You won't pay tax on any growth your investment makes, although this does depend on your circumstances. Tax rules can change over time.
How long should I invest in a Stocks & Shares ISA?
What are the risks?
Our ISA invests in stocks and shares which means you could see more growth than cash over the long term – as with all investing, this approach does come with risk and you could lose money as well.
We ensure your investments are climate friendly
Our two investment options allow you to invest your money either fully or partly into climate-friendly shares. We're really strict on only selecting companies that work harder than other companies in their industry to become more sustainable. To qualify, they must have:
Why invest with OneFamily?
We keep things simple for you with a 1.1% annual management charge, 24/7 online account management and a choice of two climate-friendly investment options.
We’ve provided more than £4.75 million in funding since 2015 through our individual and community-based funding initiatives – supporting over 390 great causes such as foodbanks, homeless charities and schools - and improving the lives of over 3,200 people through our individual grants.*
*Figures as at 31 December 2021
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See what your Stocks & Shares ISA could be worth
Choose how much you want to pay into your Stocks & Shares ISA and see how you money could grow
This projection shows how your Stocks & Shares ISA could grow with low, medium and high performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in
Our guides to ISAs
Feel fully informed when investing in your future.
ISA allowance limits
There are limits to how much money you can put into ISAs each year.
Stocks & Shares ISA FAQs
Got a question about ISAs? Browse our frequently asked questions to get the answers you need.
Choose your investment option
Global Equity
Invest into global companies who focus on operating in a more sustainable way
Invest for your future in a way that's aligned with your values. Global Equity invests your money into companies who are actively working towards a more sustainable business model and reducing their carbon footprint. Find out more about our climate investments
- Avg. yearly
growth*
- Fund
size
- Global
investments
Risk rating
Lower HigherFund performance:
*Performance includes all charges payable. Please remember that past performance should not be seen as an indication of future performance.
You can find out more about Global Equity in our Key Information Document and Fund Factsheet
Global Mixed
A balanced mix of climate-friendly companies and fixed interest investments to reduce risk
Invests up to 35% of your money into climate-friendly shares and at least 65% into fixed interest assets to help reduce risk. Choose this fund if you want to invest in a responsible way while lowering risk of loss. Find out more about our climate investments
- Avg. yearly
growth*
- Fund
size
- Global
investments
Risk rating
Lower HigherFund performance:
*Performance includes all charges payable. Please remember that past performance should not be seen as an indication of future performance.
You can find out more about Global Mixed in our Key Information Document and Fund Factsheet
How to open a climate-friendly Stocks & Shares ISA
Got a question about our Stocks & Shares ISA? Try our FAQs
*Our ISA invests in stocks & shares so its value can go down as well as up. This means you could get back less than has been paid in.
Want to transfer your ISA to OneFamily?
If you’ve got an ISA with a different provider, you can transfer it to us free of charge. We accept transfers from Cash ISAs ad Stocks & Shares ISAs with a balance of at least £250.
You can use your transfer to open your new ISA or transfer it to us once you’ve completed your application. Please check with your current provider in case they have any charges for transferring.
Want to transfer your OneFamily CTF money into this product?
If you want to transfer your OneFamily Child Trust Fund money into our ISA or Lifetime ISA you will need to register or log in to your CTF online account.