Invest for your future with our climate-friendly Stocks & Shares ISA

A tax-free, flexible investment which helps to tackle climate change. Open your ISA in minutes.

Invest up to £20,000 per year with tax-free growth

2 simple climate-friendly investment options

Open an account with as little as £250 or a £25 monthly payment

No exit or withdrawal fees for accessing your money, and switch investment options whenever you like

What is a Stocks & Shares ISA?

A Stocks & Shares ISA is a tax-efficient way of investing your money - you can save up to £20,000 per year, and you won't pay tax on any growth your investment makes. Our ISA invests in stocks and shares which means you could see more growth than cash over the long term – as with all investing, this approach does come with risk and you could lose money as well.

Climate-friendly investments that make a difference

We think it’s important that we grow your money in the right way, so whenever we invest your money in company shares, we’ll only invest it in companies that are making a positive change to our environment through sustainable climate activities.

Our Stocks & Shares ISA comes in two investment options – one which invests fully into climate friendly companies, and one which splits your investment between climate friendly companies and fixed interest investments for a less risky approach. Whichever investment option you choose, you'll be putting your money into some of the more progressive and forward-thinking business around the world, so you can make a difference to our planet without sacrificing growth.

Did you know? We assess companies on 5 key factors before we invest into them, including their green revenues and carbon intensity. Find out more about our climate friendly investments.

Climate friendly stocks & shares ISA

Why invest with OneFamily?

Inspiring Better Futures

Since 2015 we've given over £3.5m to our customers, communities, charities and good causes across the UK

Clear and simple pricing

There's a flat fee of 1.1% per year with no hidden fees or charges

Investment options

A simple choice of two climate-friendly investment options which you can switch between any time, free of charge

Online account management

Take control of your account with 24/7 account management at your fingertips

Choose your investment option

We’ve got two simple investment options to choose from, made up of different allocations of company shares (higher returns but higher risk) and fixed interest investments (lower returns but lower risk).

Choose the option which works for you.

Global Equity

100% invested in climate-friendly company shares

Here's how your investment helps

  • Invests in companies that are making a difference to our environment and tackling climate change through sustainable climate activities
  • Targets increasing revenues from green business activities
  • Aims to lower CO2 emissions from their activities
  • Aims to reduce fossil fuel reserves (greenhouse gas emissions) and brown revenues (such as mining and drilling)

What else should I know?

Global Equity invests all your money in company shares – it has the potential of higher financial returns, but you could experience more ups and downs along the way. To maximise its growth potential you should consider keeping it invested for a few years before you withdraw it. You can withdraw your money whenever you want but you could get back less than you’ve paid in.

To find out more about our Global Equity investment option, please read our Key Information Document

Global Mixed

At least 65% in fixed interest investments and up to 35% in climate-friendly company shares

Here's how your investment helps

  • Invests at least 65% of your money in fixed interest investments from two leading investment indices to reduce risk
  • Invests up to 35% of your money in companies that are making a difference to our environment through sustainable climate activities
  • The company shares allocation (up to 35%) focuses on companies who are better prepared to tackle climate change

What else should I know?

Global Mixed invests up to 35% of your money in company shares, with the rest invested into less risky fixed interest investments, making it a more balanced option. To maximise its growth potential you should consider keeping it invested for a few years before you withdraw it. You can withdraw your money whenever you want but you could get back less than you’ve paid in.

To find out more about our Global Mixed investment option, please read our Key Information Document

Got a question about our Stocks and Shares ISA? Try our FAQs.

Open your Stocks & Shares ISA

Before you invest, it’s important to remember:

  • Our ISA invests in stocks & shares so its value can go down as well as up meaning you could get back less than has been paid in
  • The Stocks & Shares ISA limit in the current tax year is £20,000. Tax rules will depend on individual circumstances and may change in future
  • By clicking apply and starting the application you confirm you have read and agree to the terms and conditions and Key Features documents.

Open or transfer to our Stocks & Shares ISA

Want to transfer to us?

If you've got an ISA with a different provider you can transfer it to us free of charge. We accept transfers from Cash ISAs and Stocks & Shares ISAs with a balance of at least £250. You can use your transfer to open your new ISA, or transfer it to us once you've completed your application. Please check with your current provider in case they have any charges for transferring.

Want to transfer your OneFamily CTF money into this product?

If you want to transfer your OneFamily Child Trust Fund money into our ISA or Lifetime ISA you will need to register and / or login to your CTF online account