Giving you options
Choose from two investment options you can switch between at any time.

Providing clear pricing
No complicated menu of fees – just a simple 1.1% annual management charge

Online account management
Take control of your account 24/7 account management at your fingertips.

Reinvested profits
Any profit we make, we reinvest into our customers and good causes across the UK.

What is a Stocks & Shares ISA?

A Stocks & Shares ISA is a savings account that allows you to take control of how your money is invested. We keep it simple with two investment options. You can invest fully into company shares, or split your money between company shares and other lower risk fixed interest investments. You then watch your money grow based on how your investments perform.

How much can I invest in a Stocks & Shares ISA?

For the current tax year, you can invest up to £20,000. You won't pay tax on any growth your investment makes, although this does depend on your circumstances. Tax rules can change over time.

How long should I invest in a Stocks & Shares ISA?

It’s entirely up to you. You can withdraw your money whenever you want but you could get back less than you’ve paid in. We recommend you aim to invest for at least five years to give you less chance of being affected by short term changes in the value of your investment.

What are the risks?

Our ISA invests in stocks and shares which means you could see more growth than cash over the long term – as with all investing, this approach does come with risk and you could lose money as well.

We ensure your investments are climate friendly

Our two investment options allow you to invest your money either fully or partly into climate-friendly shares. We're really strict on only selecting companies that work harder than other companies in their industry to become more sustainable. To qualify, they must have:

A higher revenue percentage from “green” business activities, such as renewable energy production.
A clear strategy and action plan to reduce greenhouse gas emissions
Lower carbon emissions, including within their supply chain.
Lower greenhouse gas emissions in the event the company used all of its fossil fuel reserves.
Lower proportion of income from non-climate friendly activities such as drilling and mining.

Why invest with OneFamily?

We keep things simple for you with a 1.1% annual management charge, 24/7 online account management and a choice of two climate-friendly investment options.

We’ve provided more than £4.75 million in funding since 2015 through our individual and community-based funding initiatives – supporting over 390 great causes such as foodbanks, homeless charities and schools - and improving the lives of over 3,200 people through our individual grants.*

*Figures as at 31 December 2021

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See what your Stocks & Shares ISA could be worth

Choose how much you want to pay into your Stocks & Shares ISA and see how you money could grow 

This projection shows how your Stocks & Shares ISA could grow with low, medium and high performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in


Lower performance

After 5 years
You've invested £2,200

Projected value

5 years

Higher performance

What do these numbers mean?

Our guides to ISAs

Feel fully informed when investing in your future.

ISA allowance limits

There are limits to how much money you can put into ISAs each year.

Find out how the limits affect you

Stocks & Shares ISA FAQs

Got a question about ISAs? Browse our frequently asked questions to get the answers you need.

View Stocks & Shares ISA FAQs

Choose your investment option

How to open a climate-friendly Stocks & Shares ISA

  • 1

    Choose a fund

    Discover how each fund works and choose the right one for you

  • 2

    Apply online

    Our simple application process shouldn’t take longer than 10 minutes

  • 3

    Set up a Direct Debit

    Save at a rate that suits you and your budget

  • 4

    Grow your investment*

    Keep track of your ISA’s performance via your online account

Apply for your ISA

Got a question about our Stocks & Shares ISA? Try our FAQs

*Our ISA invests in stocks & shares so its value can go down as well as up. This means you could get back less than has been paid in.

Want to transfer your ISA to OneFamily?

If you’ve got an ISA with a different provider, you can transfer it to us free of charge. We accept transfers from Cash ISAs ad Stocks & Shares ISAs with a balance of at least £250.

You can use your transfer to open your new ISA or transfer it to us once you’ve completed your application. Please check with your current provider in case they have any charges for transferring.

Transfer your ISA

Want to transfer your OneFamily CTF money into this product?

If you want to transfer your OneFamily Child Trust Fund money into our ISA or Lifetime ISA you will need to register or log in to your CTF online account.