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Transfer to a OneFamily Stocks and Shares ISA

We make it as simple as possible to transfer an ISA from another provider to us and we won't charge you to do so. However, please check with your current provider in case they have any charges.

Why choose OneFamily?

We keep things simple for you with a 1.1% annual management charge, 24/7 online account management and a choice of two climate-friendly investment options.

We’ve provided more than £4.75 million in funding since 2015 through our individual and community-based funding initiatives – supporting over 390 great causes such as foodbanks, homeless charities and schools - and improved the lives of over 3,200 people through our individual grants.*

*Figures as at 31 December 2021

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Simple investment options
Choose to invest in one of two funds, which you can switch between at any time.

Clear pricing
No complicated menu of fees – just a simple 1.1% annual management charge.

Online account
Take control of your ISA with 24/7 access to your online account.

Reinvested profits
Any profits we make are reinvested to benefit our customers and good causes across the UK.

How to transfer a stocks and shares ISA

We make it as simple as possible to transfer a stocks and shares ISA to us and we won't charge you to do so. However, please check with your current provider in case they have any charges.

1. Choose a fund
Decide if the Global Mixed or Global Equity fund suits your approach to risk

2. Tell us you want to transfer
Download the fund’s transfer form and post your completed form to: FREEPOST ONEFAMILY (this is the full address).

3. Start saving!
As soon as the transfer is complete, you’ll be able to log into your online account to set up a direct debit or start making one-off payments.

Choose a fund

Frequently asked questions - transferring to a OneFamily Stocks and Shares ISA

Why transfer to a OneFamily Stocks and Shares ISA?

Our ISA invests in stocks and shares, which has higher potential for growth than cash over the long term. However, as with all investing, there is a risk that the value of your investment could go down.

People choose OneFamily because of our competitive charges and our strong moral compass. We’re not owned by shareholders so we don’t pay dividends - put simply this means our profits are used to benefit our members and our community.

We also care about the environment and offer climate-friendly funds with our Stocks and Shares ISAs and Lifetime ISAs, which invest in companies that take climate change seriously.

As a member of OneFamily, you’ll also have access to free equity release advice (worth £950), the option to apply for apprenticeship support and you'll be able to apply for a Young Person's Education Grant on behalf of someone aged 15-19 years old.

What is the difference between a stocks and shares ISA and cash ISA?

The main difference between a stocks and shares ISA and a cash ISA is the level of risk and how they make money.

Cash ISAs earn interest, like current accounts do. They can’t go down in value but how much they grow depends on interest rates.
Stocks and shares ISAs, like OneFamily’s Stocks and Shares ISA, invest in funds that buy investments, for example shares in companies. The value of the money in the fund changes depending on the value of those investments.

Therefore, there is greater potential for your money to grow in a stocks and shares ISA, especially over the long-term, but there is a risk that the value could go down and you could get back less than you pay in.

Stocks and shares ISAs tend to be a better option for people who plan to invest for five years or more than those who want to invest for a shorter period. This is because dips in the stock market have less of an impact over time.

How much money can I transfer into a stocks and shares ISA?

You can transfer as much money as you like between ISAs without affecting your general ISA allowance. Transferring between ISAs doesn’t count as paying money in, unless you withdraw the money and then pay it into a new ISA.

Some providers won't allow partial transfers. If you'd like to move just some of the money in your existing ISA, check with your current ISA provider to find out if they'll let you.

Does the one pay-in ISA rule affect my transfer?

The one pay-in rule states that you can only put money into one of each type of ISA in a tax year. For example, if you have two stocks and shares ISAs, you can only pay into one during each tax year.

If you are transferring from one ISA to another, you need to be careful that you’re not paying money into both during the same tax year.

To avoid doing this, you will need to make sure your transfer includes all the money that you’ve paid into your ISA during this tax year (since 6 April) plus any interest or returns you’ve made on it.

The one pay-in rule isn’t an issue if:

you are transferring all the money in your ISA, or
you haven’t paid any money in since 6 April, or
the ISA you’re transferring from is a different type of ISA, for example a cash ISA.

How can I manage my account once I've moved to OneFamily?

Choose which fund you'd like to invest your Stocks and Shares ISA in

Please read all relevant documents below to get an understanding about how each fund is invested, then choose the fund that suits you best. As our ISA invests in stocks and shares, its value can go down as well as up, so you could get back less than was paid in.

Climate friendly

Global Equity

Invest into global companies who focus on operating in a more sustainable way

Invest for your future in a way that's aligned with your values. Global Equity invests your money into companies who are actively working towards a more sustainable business model and reducing their carbon footprint. Find out more about our climate-friendly investments

Avg. yearly
growth*
Fund
size
Global
investments

Risk rating

Lower Higher

Fund performance:

*Performance includes all charges payable. Please remember that past performance should not be seen as an indication of future performance.

You can find out more about Global Equity in our Key Information Document and Fund Factsheet

Select and transfer

Global Mixed

A balanced mix of climate-friendly companies and fixed interest investments to reduce risk

Invests up to 35% of your money into climate-friendly shares and at least 65% into fixed-interest assets to help reduce risk. Choose this fund if you want to lower your risk of losing money while still investing in some climate-friendly options. Find out more about our climate-friendly investments