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How your choice of fund can help tackle the climate emergency

We take climate change seriously. That's why we give our ISA and Lifetime ISA customers the option to invest their money in a "climate-friendly fund".

Our Global Equity fund buys shares in companies that are overall less damaging to the environment compared to similar companies in the same sector. This sends a signal to companies that only those who score the highest within their industry on our climate scoring system will get our investment.

We re-score companies regularly which gives them a strong reason to work towards reducing their environmental impact.

Up to 35% of the money in our Global Mixed fund is also invested this way. The rest is invested in lower-risk, fixed-interest assets.

UN Climate Change

Investment options with a conscience

We invest our Global Equity fund based on scenarios provided by the Intergovernmental Panel on Climate Change (the United Nations body for assessing the science related to climate change).

How we choose which companies meet our climate-friendly standards

We look at all companies on the MSCI Index to decide which meet our high standards.


companies worldwide
are assessed by our team

Regularly Reassessed
Companies must keep striving to be sustainable too, as they are reassessed four times a year. Those who drop their green standards lose our investment, those who start getting greener have a chance at getting included.

Our 5 key ranking factors

To qualify as deserving investment by our Global Equity fund, each organisation is ranked on 5 different factors:

1. Green revenues

What percentage of the company’s overall revenue comes from “green” business activities, such as low-carbon technology and “clean” energy production.

The more, the better.

2. Adaption score

The companies are also assessed on their climate change preparedness, such as their greenhouse gas emission targets and plans.

The more focused on a greener future, the better

3. Carbon intensity

How much carbon emission the company is responsible for, from creating themselves to relying on a supply chain that creates it.

The less, the better.

4. Fossil fuel reserves

How much greenhouse gas emissions result from the company’s fossil fuel reserves.

The less, the better.

5. Brown revenues

What proportion of the money the company makes is made through “brown” sectors like drilling, mining and other extractive activities.

The less, the better.

We automatically excluded companies involved in high impact activities such as:

Controversial weapons
We won’t invest in companies making cluster bombs, landmines, chemical, biological and nuclear weapons.

Oil sands
Greenhouse gas emissions, the extensive use of water in extractions and pollutants released during extraction are all environmentally damaging.

Thermal coal
Coal-fired power stations release more greenhouse gases per unit of energy than any other electricity sources.

What are the targets for our Global Equity fund investments?

make the carbon intensity of the companies in our fund

70% lower

than the average score of the 1,600+ companies we assess

make the fuels/brown revenues of the companies in our fund

90% lower

than the average score of the 1,600+ companies we assess

make the green revenues score of the companies in our fund

300% higher

than the average score of the 1,600+ companies we assess

How you can invest in a climate-friendly fund

Both our ISA and Lifetime ISA come with the option to invest in a 100% climate-friendly fund (Global Equity) or a fund that invests up to 35% in climate-friendly options (Global Mixed - the other 65% or so is invested in lower-risk, fixed-income assets).

You'll be able to simply choose your fund when you open your ISA or Lifetime ISA. You can change fund at any time, free of charge.

If you have a Child Trust Fund or Junior ISA with OneFamily, you'll be able to move your money to an ISA or Lifetime ISA when you turn 18 through your online account.

What would you like to do next?

Learn about the impact of climate-friendly investing

Our climate-friendly fund selects companies that produce less CO2e emissions, rely less on fossil fuels and are working towards having a more positive impact on the environment.

Explore the numbers

Find out about opening an ISA

Our Stocks and Shares ISA comes with the option to invest in a climate-friendly fund.



Find out about our ISA

Find out about opening a Lifetime ISA

Our Lifetime ISA comes with the option to invest in a climate-friendly fund. It can help you save for your first home or for life after 60.


Find out about our Lifetime ISA