If you are struggling to log in, we’ve compiled some tips which might help you.


When you turn 18, your Child Trust Fund or Junior ISA "matures". This simply means that the money in your account becomes available.

Find out about how to access your money and how to use it to create the future you want.

Keep your money growing

Is it better to save or invest your money?

Money that’s saved grows by earning interest, whereas money invested increases (or decreases) depending on the value of stock market shares.

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What I would tell my 18 year old self about money

It’s important to get up to speed on the best ways to manage your money from the get go. At least, I wish that’s what I had done.

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Your investment options

Whether you choose to open a Lifetime ISA or Stocks & Shares ISA, our investment options mean you’re in control of your money.

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Investing for beginners

When investing feels overly complicated, it can be off-putting and cause some members of society, especially young people, to be excluded from opportunities to grow their money.

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What I did with my money at 18

Financial blogger Paul Tebbs shares his experience of being in control of his money for the first time – as well as the challenges he faced.

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A beginner’s guide to ethical saving and investing

Choosing responsible savings and investment products starts with questioning your own priorities and figuring out what’s most important to you.

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Top tips for long-term saving as a hand drops pennies in a glass jar

6 top tips for long-term saving

Saving for a long-term goal requires willpower and a plan. Find out how to set yourself on the path towards achieving your financial goals.

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What are ISAs?

What you need to know about Individual Savings Accounts (ISAs) and how you can use them to grow your money

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Child Trust Funds

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Should I reinvest my Child Trust Fund money?

A quick guide to reinvesting your Child Trust Fund money with OneFamily in a Stocks and Shares ISA or Lifetime ISA.

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How to access your Child Trust Fund

You can become the registered contact for your Child Trust Fund account from the age of 16. Then, at 18, you can decide what you’d like to do with the money.

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The next steps for your Child Trust Fund

At 18, you’ll be able to log into your online account and tell us what you’d like to do with the money in your Child Trust Fund. What are your choices?

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Junior ISAs

Should I re-invest my Junior ISA money?

When we talk about “reinvesting” it, we mean moving the money out of your Junior ISA and into an account that invests it in stocks and shares to hopefully grow your money.

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What are the next steps for my Junior ISA?

At 18, you’ll be able to log into your online account and tell us what you’d like to do with the money in your Junior ISA. What are your choices?

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How do I get access to my Junior ISA?

You can register for your online account from age 16 and you’ll be able to access the money in your Junior ISA when you turn 18.

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What happens when a junior ISA matures?

When you turn 18, your junior ISA “matures”, meaning you can now do what you like with the money.
Find out what your options are.

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Help with registering for an online account

What is Yoti?

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How do I find my National Insurance number?

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How do I prove my address?

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How do I prove my bank account?

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