Introducing our Lifetime ISA and Stocks & Shares ISA
When you turn 18 you access your Child Trust Fund and you’ll need to choose what you’d like to do with it.
If you’d like to keep saving with us, you can choose from our Lifetime ISA and Stocks & Shares ISA, both of which invest in stocks and shares as we believe this provides the best opportunity for long term growth.

Save for the big things with our Lifetime ISA
The Lifetime ISA is a savings account that could be ideal to help you buy your first home or to pay for your retirement, thanks to a 25% government bonus on your savings.
You can save up to £4,000 into your Lifetime ISA each year, and if you do this you will receive a £1,000 government bonus. So your £4,000 contribution becomes £5,000.
Important information about our Lifetime ISA:
Got a question about our Lifetime ISA? View our FAQs
Say hello to our Stocks & Shares ISA
Want to continue saving but need the flexibility of having access to your money should you need it? Our Stocks and Shares ISA could be for you.
You can use the money in your Stocks & Shares ISA however you like, whenever you need it, with no penalties for taking it out.
Important information about our Stocks & Shares ISA:
Learn more with our Stocks & Shares ISA FAQs

Climate-friendly investments you can feel good about
Climate change matters to us, which is why both products invest in companies that are aiming to make a positive change to the environment by adapting their business models to be more climate-friendly.
With both our Lifetime ISA and Stocks & Shares ISA you have a choice of two climate-friendly investment funds.
There are two simple investment options for you to choose from. Our Global Equity Fund invests 100% in climate-friendly company shares, while our Global Mixed Fund invests 35% in climate-friendly company shares and 65% in fixed interest investments to provide a lower risk option for the more cautious investor.
You’re in control
Online account management
You’re always in charge of your savings, thanks to online account management that is available 24/7.
Switch funds
If you decide that you’d like to switch funds you can do so at any time.
Why invest with OneFamily?
We don’t have owners or shareholders, we are owned by our 2 million customers, so our profits go back into our business and the products and services we offer. Listening to you helps us to shape how we work and how we invest your money through our accessible financial products.
We’re committed to serving our members, communities, and the wider world. We’ve awarded over £4 million to our customers and communities since 2015, supporting over 3,000 members and more than 350 charities and community groups.
What’s next?
You can choose what you want to do with your money when you turn 18 – and we’ll send you information on how to do this nearer the time.
I've already registered
BUT I'm not 18
If you’ve already registered you’ll just need to sit tight until your 18th birthday, then you can choose what you want to do with your money, including opening a Lifetime ISA
I've registered
AND I have turned 18
You’re now able to tell us what you want to do with your money. If you’ve looked through all of the options and have decided your next step, login to your account and tell us!
I haven't registered to
take control of my CTF
You’ll need to register to take over your Child Trust Fund before you can tell us what you want to do with your money - why not register now?