Build your child's financial future together

Only someone with parental responsibility can open a Junior ISA but anyone can pay in. So aunties, uncles, cousins, friends and even neighbours can all help you invest more for your child, while you keep an eye on how your child's money is doing in our easy-to-use online account.

About the OneFamily Junior ISA

A OneFamily Junior ISA is an investment account that can be opened for a child under 16 by someone who has parental responsibility for the child.

Anyone can pay money in, and the child will be able to access it when they turn 18 without paying any tax.

OneFamily’s Junior ISA is a stocks and shares junior ISA. That means the money that you pay in goes into a fund that’s invested in the stock market.

This gives your money good potential to outgrow interest rates, but there is a risk that its value could go down, which would mean your child getting back less than has been paid in.

We charge an Annual Management Charge which is 1.5% of the account value.

Read more about Junior ISAs

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Helping you invest more for your child’s future

Anyone can pay into a Junior ISA. Family and friends can help you invest more for your child's future, while you keep an eye on the funds with an easy-to-use online account.

Open a Junior ISA online
Get started today - It’s quick and easy

Manage your account
You can access your account online, 24/7

Help grow your child’s savings
Anyone can pay into a Junior ISA

Access on your child’s 18th Birthday
A tax-free cash gift when they turn 18

Why invest with OneFamily?

We've over 45 years’ experience of being a trusted provider of financial products for children and adults, looking after over £5.5 billion for nearly 2 million customers.*

As a member-owned business, we want to have a positive impact on those around us. Our Inspiring Better Futures vision underpins our commitment to supporting our members and customers, creating an inclusive and diverse work environment and making a real difference in our communities.

Whether it’s offering affordable and accessible products to suit all types of savers, supporting our members with education grants, or giving back to our communities through charity partnerships and volunteering, our vision is at the heart of what we do.

*As at December 2022

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How to open a OneFamily Junior ISA

Choose which fund you'd like to invest your Junior ISA in. You might like to consider which risk rating you're most comfortable with.

Start saving today – open or transfer to our Junior ISA online

If you want to open a OneFamily Junior ISA by phone, call 0800 028 1112*

Got a OneFamily Child Trust Fund? Log into your account 

*We'll be here from 9am to 7pm Monday to Friday and 9am to 1pm Saturday.

Child Trust Fund Tranfer Father and Son

Our guides to stocks and shares Junior ISAs

Got a question about our Junior ISAs? Browse our Frequently Asked Questions to get the answers you need.

Get all the information you need to feel fully informed when investing in your child’s future.

Transfer to our Junior ISA

You can transfer Junior ISAs and child trust funds held with other providers to our Junior ISA.

Transfer a Junior ISA

Junior ISA calculator

Use our simple Junior ISA calculator to quickly give you an idea of how your child's money could grow.

View Junior ISA Calculator

Are there any Junior ISA charges?

Investing sometimes comes with charges and management fees. Learn more about Junior ISA charges and fees.

Read more

Junior ISA maturity

Find out what happens to a junior ISA when the child turns 18 and how they can make the most of the money.

View our maturity hub