Build your child's financial future together
Only someone with parental responsibility can open a Junior ISA but anyone can pay in. So aunties, uncles, cousins, friends and even neighbours can all help you invest more for your child, while you keep an eye on how your child's money is doing in our easy-to-use online account.
About the OneFamily Junior ISA
A OneFamily Junior ISA is an investment account that can be opened for a child under 16 by someone who has parental responsibility for the child.
Anyone can pay money in, and the child will be able to access it when they turn 18 without paying any tax.
OneFamily’s Junior ISA is a stocks and shares junior ISA. That means the money that you pay in goes into a fund that’s invested in the stock market.
This gives your money good potential to outgrow interest rates, but there is a risk that its value could go down, which would mean your child getting back less than has been paid in.
We charge an Annual Management Charge which is 1.5% of the account value.

Helping you invest more for your child’s future
Anyone can pay into a Junior ISA. Family and friends can help you invest more for your child's future, while you keep an eye on the funds with an easy-to-use online account.
Open a Junior ISA online
Get started today - It’s quick and easy
Manage your account
You can access your account online, 24/7
Help grow your child’s savings
Anyone can pay into a Junior ISA
Access on your child’s 18th Birthday
A tax-free cash gift when they turn 18
Why invest with OneFamily?
We've over 45 years’ experience of being a trusted provider of financial products for children and adults, looking after over £5.5 billion for nearly 2 million customers.*
As a member-owned business, we want to have a positive impact on those around us. Our Inspiring Better Futures vision underpins our commitment to supporting our members and customers, creating an inclusive and diverse work environment and making a real difference in our communities.
Whether it’s offering affordable and accessible products to suit all types of savers, supporting our members with education grants, or giving back to our communities through charity partnerships and volunteering, our vision is at the heart of what we do.
*As at December 2022
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How to open a OneFamily Junior ISA
Choose which fund you'd like to invest your Junior ISA in. You might like to consider which risk rating you're most comfortable with.
Family Balanced International Fund
A balanced mix of assets for modest growth with better protection from losses
Invest your money in a wide range of assets including company shares and property, as well as fixed interest assets to reduce your risk of loss. A wide range of investments includes companies in the UK, Europe, US, Far East and emerging markets.
- Avg. yearly
growth* - Fund
size - Global
investments
Risk rating
Lower HigherFund performance:
*Performance includes all charges payable. Please remember that past performance should not be seen as an indication of future performance.
You can find out more about this fund in our Key Information Document and Fund Factsheet
Family Charities Ethical Trust Fund
UK investments chosen for their environmental sustainability and ethical standards
Invest your money into companies in the UK who focus on operating in a more sustainable way and ensure good supply-chain labour standards. Invests into sectors including pharmaceuticals, consumer goods and healthcare.
- Avg. yearly
growth* - Fund
size - UK
investments
Risk rating
Lower HigherFund performance:
*Performance includes all charges payable. Please remember that past performance should not be seen as an indication of future performance.
You can find out more about this fund in our Key Investor Information Document and Fund Factsheet
Start saving today – open or transfer to our Junior ISA online
*We'll be here from 9am to 7pm Monday to Friday and 9am to 1pm Saturday.

Our guides to stocks and shares Junior ISAs
Got a question about our Junior ISAs? Browse our Frequently Asked Questions to get the answers you need.
Get all the information you need to feel fully informed when investing in your child’s future.
Transfer to our Junior ISA
You can transfer Junior ISAs and child trust funds held with other providers to our Junior ISA.
Junior ISA calculator
Use our simple Junior ISA calculator to quickly give you an idea of how your child's money could grow.
Are there any Junior ISA charges?
Investing sometimes comes with charges and management fees. Learn more about Junior ISA charges and fees.
Junior ISA maturity
Find out what happens to a junior ISA when the child turns 18 and how they can make the most of the money.