Lifetime ISA calculator

Saving for a first home or towards your retirement can feel like a mountain to climb. But with a Lifetime ISA, it doesn’t have to be that way.

Use our free calculator to understand how much you could get by investing in a Lifetime ISA, which offers a 25% annual government bonus up to £1,000.

How much could your Lifetime ISA be worth?

Please read this projections document before using our calculator.

The document is intended to give you an idea of what your Lifetime ISA might be worth when you reach the age of 60, depending on the age you start saving. As a result, it may not be relevant to you if you’re using a Lifetime ISA for a house purchase.

Saving for

Amount you'd like to invest each year

£
or per month
Please only include numbers
When opening a OneFamily Lifetime ISA, we require you to set up a regular direct debit of £25 or alternatively, you can make a £250 lump sum payment
You can only pay a maximum of £4,000 per year into a Lifetime ISA

Your age

Number of years investing

Assumed rate of growth

Your Lifetime ISA could be worth:
which, adjusted for inflation, is £00,000
Total invested £00,000
Your contributions £00,000
Government bonus £00,000
Your Lifetime ISA could be worth:
which, adjusted for inflation, is £00,000
Total invested £00,000
Your contributions £00,000
Government bonus £00,000

These results assume amounts for low (2%), mid (5%) and high (8%) annual growth levels. These figures include a deduction of Annual Management Charges of 1% and additional expenses of up to 0.3%. They also include an estimated inflation rate of 2%. Inflation is the general tendency for prices to increase over time. Inflation over time can affect the purchasing power of your money. Calculations are not exact and these charges and inflation rates may vary in the future. We send statements four times a year to show how the account is coming along.

These figures are a guide only and not a reliable indication of future performance or a guaranteed projection of what your Lifetime ISA will be worth. The amount you get back depends on how your investment grows. Remember that investments can fall as well as rise and you may get back less than you invested.

Am I eligible for a Lifetime ISA?

Not everyone is eligible for a Lifetime ISA. Try our free Lifetime ISA eligibility checker to discover if you could start saving for your future today.

Find out if you're eligible