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How to find your Child Trust Fund

There's six million Child Trust Funds in the UK and we hold more than any other provider so we're a good place to start if you're trying to trace yours.

We look after some Child Trust Fund accounts that were originally managed by other providers. Use our search tool below to see if your Child Trust Fund is now with OneFamily.

If it's not, we can still help you find it.

If you already know your Child Trust Fund is with us, simply register or log in to manage it. Your parent or legal guardian will need to create an online account if you're not yet 16 but only you will ever be able to withdraw any money.

Find your Child Trust Fund

If you know which company your parents opened your Child Trust Fund with, select them from the list below.

Don’t panic if you’re not sure who the original provider was, simply select ‘I don’t know’.

Which provider did you open your Child Trust Fund with?

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What are Child Trust Funds?

Child Trust Funds are a type of savings account given to UK residents born in the UK between 1 September 2002 and 2 January 2011.

If you were born between those dates, the UK government will have given you a Child Trust Fund voucher worth between £250 and £750 for your parents or legal guardians to use to open an account. They were designed to kick-start good saving habits and help parents give their children a head start as they enter adulthood.

You can put up to £9,000 a year into your Child Trust Fund.

Only the child the Child Trust Fund was intended for will ever be able to withdraw any money from the account, and only after they reach 18.

You can’t open a Child Trust Fund anymore as the scheme has ended, but you can now open a junior ISA instead. The government doesn’t contribute to most junior ISAs.

How many unclaimed Child Trust Funds are there?

Around six million people across the UK have a Child Trust Fund. But research suggests that more than one in six don’t know where their Child Trust Funds are, or even if they have one.

Figures from HMRC estimate that around 700,000 Child Trust Funds are dormant, meaning no-one has touched them. Other analysis suggests up to one million accounts, worth more than £600 million, could have the wrong contact details on them.

What happened if a parent didn’t set up a Child Trust Fund account?

Parents were sent a Child Trust Fund voucher shortly after their child was born, which they could use to open a Child Trust Fund. If they didn’t do this before the child’s first birthday, HMRC opened an account on the child’s behalf so they wouldn’t miss out.

It’s estimated that this happened with around a quarter of the vouchers that were sent out.

When did the government stop Child Trust Funds?

The government issued Child Trust Fund vouchers to every eligible child born and living in the UK from 1 September 2002 until 2 January 2011.

When the scheme ended, they were replaced by junior ISAs, which anyone with parental responsibility can open for their child.

You can't have both a Child Trust Fund and a junior ISA at the same time, but you can transfer a Child Trust Fund into a junior ISA.

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