Home > Child Trust Fund > Transfer to a OneFamily Child Trust Fund (CTF)

Who can transfer?

To be able to transfer to a OneFamily Trust Fund, your child needs to:

  • Be under 16 years of age
  • Be a UK resident
  • Have at least £100 in their current child trust fund

Anyone can pay in, including friends and family, and you can check how the fund is doing at any time with our easy-to-use online account.

Ready to get started?

Your first step is to choose which of our two funds you'd like to invest in.

Why do people choose us?

Did you know 34% of our customers join us through recommendations from their friends and family members? *

With so many of our customers opening multiple products with us and recommending us to others, it's no wonder we're rated so highly on Trustpilot!

Either through our online help and support guides or by speaking to our friendly customer service representatives, we do our best to make sure all of our customers get the support they need, when they need it.

*Source: Point of sale survey of 156 customers between November 2023-May 2024

Simple choice of two funds with different risk profiles

UK based call centre with leading customer satisfaction scores

Low minimum child trust fund value of just £100 to be eligible to transfer

Simpler routes to accessing Child Trust Fund savings for children who don't have capacity to access themselves. Contact us for details.

How do I transfer?

Simply choose which of our two funds (below) you'd like to invest in and then fill out our transfer form to move your child trust fund to a OneFamily Child Trust Fund. It's easy and we don't charge for transfers.

Your current provider might charge you to transfer out, so it's worth checking with them first.

Once the transfer's complete, you'll be able to make an online account to manage your child's OneFamily Child Trust Fund.

What you need

  • The estimated balance of your current child trust fund
  • The sort code/account number or a reference/roll number for your current child trust fund
  • An email address and mobile number
  • Access to a printer

Fill out our transfer form

  1. Fill out your application online.
  2. Download and print the form.
  3. Sign the printed form.

Post your form

Post your completed form to us at:

FREEPOST ONEFAMILY (this is the full address)


16-17 West Street

And you're done!

Choose which fund you'd like to invest your child's Child Trust Fund in

Our Child Trust Fund gives you two fund options to choose from.

Please read all the relevant documents below to understand how each fund is invested. Then choose the fund that suits you best.

As our Child Trust Fund invests in stocks and shares, its value can go down as well as up, so your child could get less than was paid in.

There's no tax to be paid on the money your child gets when they turn 18.

Transfer now

Please send your completed form to:
16-17 West Street

Frequently asked questions - transferring to a OneFamily Child Trust Fund

Even more reasons to transfer

Our Child Trust Fund invests in stocks and shares. In every 10-year period since 2000, stocks and shares have out-grown interest rates*, but the value of your investments could go down as well as up, meaning your child could get back less than you've put in.

We have over 45 years of experience as a trusted provider of financial products for children and adults, looking after over £5.5 billion for nearly 2 million customers.** If you transfer to us, you can have peace of mind that your money will be in experienced hands.

On top of that, OneFamily is a mutual society. This means we don't have shareholders to pay dividends to, so instead we reinvest in our members and our communities.

OneFamily members can also apply for a Young Person's Education Grant of up to £250, to help a young person between the ages of 15 and 19 cover the costs of education or training. You can apply for yourself or on behalf of someone else.

*Source: Barclays GILT Study 2023
**As at December 2022