Junior ISA FAQs

If you hold a Junior ISA with us, you can manage it on your online account.

If you are the registered contact for a child’s junior ISA, you are in charge of managing their account until they can take ownership. This includes checking the account balance, monitoring investments and changing account details (such as the registered contact for the account).

You won’t be able to take any money out, as only the child the JISA was opened for can access the money in that JISA, and only when they turn 18.

No, the account and all money paid into it belong to the child. They can only access the money from age 18.

When your child turns 18, their Junior ISA will automatically become an adult ISA. This is known as the account "maturing". At this point, they will be able to withdraw money or move some it into another type of investment.

There are a number of options available including:

• Transferring to another ISA, like our Lifetime ISA or Stocks and Shares ISA
• Withdrawing some of the money to spend now and keeping some of it invested in their adult ISA
• Closing the account and withdrawing all of the funds

There is an Annual Management Charge of 1.5% of the value of the fund.

Learn more about our Junior ISA fees and charges.

Yes, you can transfer your child’s junior ISA to another provider at any time. We don't charge you to do this.

It's easy. Learn how to transfer an existing junior ISA to OneFamily.

No, only the child can access the money and only once they turn 18. You can choose to stop putting money into a Junior ISA at any time but the Annual Management Charge will continue to be taken.

Learn more about our Junior ISA fees and charges.