A simpler approach to Junior ISA charges

Our Junior ISAs apply an Annual Management Charge (AMC) of 1.5% of the value of the fund. It covers the yearly costs of managing your child’s investment.

The Annual Management Charge is taken from the fund’s profits, meaning we never apply this cost to your original investment. Our Annual Management Charge is calculated and deducted daily from the overall fund’s balance.

For more information on our Junior ISA’s Annual Management Charge please refer to the supporting documents for each of our Junior ISA funds.

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Frequently Asked Questions

Do these charges ever change?

Sometimes, these charges may change. This could be to reflect an increase in the costs in running the fund, or in providing account services to you. The Important Information Booklet for each fund details why charges may change, and what that means for you.

What other Junior ISA charges should I be aware of?

There may be other charges or expenses incurred by Junior ISA funds due to dealing costs, taxes and more. While not paid by you directly, these expenses and charges are deducted directly from the fund, reducing its value.

Although we only charge a flat rate of 1.5%, other providers may include extra charges in their Junior ISAs which you must pay. Here are a few we’d recommend looking out for:

• Entry costs
• Exit costs or ‘transfer out fees’
• Performance fees
• Carried interests
• Dividend reinvestment fees
• Buying charges
• Selling charges
• Transfer charges
• Fund switch charges
• Portfolio transaction costs
• Bid/offer spread
• Fund manager charges
• Platform charges

These depend on which Junior ISA provider you choose, so make sure you check with your provider before investing to make sure there’s no surprise costs, and always seek professional advice if you’re unsure.

View more questions on our Junior ISA FAQs page

Our fund choices

If you're considering a Junior ISA, OneFamily has two funds to choose from. Before applying, please make sure you read the documentation below to get a good understanding about how each fund is invested, including the fund charges.

Our Junior ISA

Invests in the Family Balanced International Fund

If you prefer a broader range of investments that spread the risk, this could be the right choice for you.

      • Invests in multiple areas, including stocks and shares, reducing the impact of stock market fluctuation.
      • Invests in international companies as well as those based in the UK.

To fully understand this funds charges, please read

Key Information document

Request an enquiry pack

Our Ethical Junior ISA

Invests in the Family Charities Ethical Trust Fund

If you want to invest in companies actively working towards environmental sustainability, this could be the one for you.

      • Only buys shares in companies with a responsible outlook on social, ethical and environmental issues.
      • Invests mainly in the top 50 companies listed on a selected ethical index.

The selective nature of this fund means that it can be more sensitive to rises and falls in the stock market.

To fully understand this funds charges, please read

Key Investor Information document

Request an enquiry pack

Find out more about our Junior ISA

Learn more