Child Trust Funds (CTFs)

Child Trust FundsNeed a reminder about Child Trust Funds?
Child Trust Funds were designed to provide children with a financial boost at a key milestone in life. Every eligible child born between 1 September 2002 and 3 January 2011 was given a voucher by the government to pay into a CTF, which will provide a tax free lump sum when the child turns 18.

We are the UK’s largest provider of CTFs, looking after 1 in 4 of all CTFs. Our expertise in child savings products has been recognised and rewarded. MoneyFacts have rated us as “Best Junior ISA Provider” from 2014 to 2018.


Child Trust Fund

What is a CTF...

Our Child Trust Fund is an easily managed, tax-efficient way to potentially build up a lump sum that could help turn your child’s plans and dreams into reality. Please remember that any tax advantages depend on your child’s and your individual circumstances, and that tax rules could change in the future.

Friends and family can also invest in your child's CTF. You just need to make sure the combined payments do not go over your child’s current limit of £4,260 per birthday year. This can be made up from regular or one-off payments or a mix of both. Because only the child can access the money and only from the age of 18, you can be assured that it’s there for them when they choose to move on to life’s next adventure.

... and does your child have one?

The government issued every eligible child born between 1st September 2002 and 3rd January 2011 with a voucher to invest into a CTF account. If you didn’t open a CTF account, the government will have opened one on your behalf.


Looking for your child's CTF?

As the UK’s largest CTF provider, there’s a good chance that we look after your child’s CTF. And if we don’t, we can help you to find it.

We now look after a number of CTF accounts previously managed by other providers, Use the drop down menu on the right to see if your original provider is on our list.

Which provider did you take the CTF out with?

Good news!

We may have your child’s CTF. Call us on 0344 8 920 920* and we can find out for you.

Lines are open Mon-Fri 9am - 5pm*

Not sure where your child's CTF is?

Your chosen provider not on the list? Register with OneFamily to receive emails about our products and services, and also information on how to locate your child's CTF.

For the OneFamily Privacy Policy please click here

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Transfer to OneFamily

Government rule changes mean that new Child Trust Fund accounts are no longer available. If your child currently has a CTF with another provider and you want to invest with us, you can transfer it to us, either into a CTF or Junior ISA. Our Junior ISA and CTF accounts invest in stocks and shares, so values can fall as well as rise, which means your child could get back less than has been paid in. Only your child can access the money, and only when they turn 18.

Transfer to our Junior ISA

Transferring to us is simple, and we won’t charge you for making the change. We can accept transfers from cash or stocks and shares Junior ISAs with a value of at least £500.

Transfer now

Transfer to our Child Trust Fund

We make it as simple as possible to transfer a Child Trust Fund from another provider to us, and we won't charge you to do this. However, please do check with your current provider in case they have any charges.

Transfer now

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Register to manage your account online

If you have a Global Investments Child Trust Fund or Ethical Child Trust Fund with us, you can register today to manage your child's account online.

We'll let you know as soon as you can manage a UK Investments Child Trust Fund account online. Meanwhile, if you need any help please try our Q&As or contact us.

Register now

*We're here Monday to Friday from 9am to 7pm, and 9am to 1pm on Saturday, so if you have any questions, give us a call and we’ll be happy to help. The good news is calls to 0800 numbers are free from UK landlines and some mobile phone networks.