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Child trust fund access campaign

Currently, if a child trust fund holder doesn’t have the mental capacity to access their own money, their family will often need to go through the Court of Protection to ask for it to be released.

This can be stressful, take a long time and cost the family money, and many people decide it isn’t worth it.

We believe it’s entirely unfair that people are missing out on money that is legally theirs, particularly during a cost-of-living crisis.

At OneFamily, we’ve found a way to release child trust funds to families by asking them to provide documents that they already have. Many other providers have done something similar, but not all.

We’ve been campaigning since 2020 for a change in law that will make it easier for families to access small amounts of money on behalf of 18 year olds who don’t have the mental capacity to do so themselves.

Find out the latest news on our campaign below.


How we’re helping disabled teens access their Child Trust Funds

How we’re helping teens with limited mental capacity access their money, and what we think should happen next.

Government responds to child trust fund improved access campaign

We’ve been campaigning for a change in law to make it easier for Child Trust Fund holders who don’t have mental capacity to access their own money.

A father and son sit at a table while looking at a tablet, laughing together.

Hope for families whose children have mental incapacity

There’s some hope for the families of young adults who do not have the mental capacity to manage their financial affairs in the form of a Government consultation that has recently been launched.