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Your teen's child trust fund could be the start of something huge

Creating an online account allows you to easily manage their child trust fund (CTF) until they take it over.

But before you do, here's how their CTF can help build their future...

Help them set up the future they want

From 16, they can register to take over the account, and from 18 they can tell us what they want to do with it.

Although it's their decision, they may need your guidance. So, we want you to have all the information you need to support them.

How can their CTF can help them achieve their future goals? Keep scrolling to find out.

Investing in their future dreams

Once they’re 18, your child can easily move their CTF into one - or both - of our adult ISAs.

This means they can avoid the temptation to spend it all at once and keep it locked away until they need it.

Learn how our Lifetime ISA and Stocks and Shares ISA can set up their future.

Extra money towards their first home

Moving their CTF into our Lifetime ISA could get them up to £1,000 extra each tax year towards buying their first home.

So, if owning their own home is one of their goals, a lifetime ISA could help them build their deposit quicker thanks to the generous 25% bonus on everything they pay in.

Funding their future plans

It’s OK if they don’t know what they want to do with their life.

After all, how many of us had it all figured out at 18?

Whether they decide to travel or start a business, moving their CTF into our Stocks and Shares ISA gives it good potential to keep growing until they need it.

Balancing now with the future

If they’re tempted to spend it all now, we get it.

Instead of missing out on future opportunities they could take some to spend now, while also putting some away for wherever life takes them.

Best of both worlds!

Important information about investing

Our Lifetime ISA and Stocks and Shares ISA invest in stocks and shares.

This means there's good potential for their money to grow over the long-term, but there is a risk that the value could go down and they could get back less than they pay in if they withdraw at a time when the value is lower.

Create your online account now

Once your child turns 18, there’s no pressure for them to decide immediately how to make the most of their CTF. They can wait until they're ready.

But, discussing their options with them now could help them decide how they want to use their CTF when the time comes.

Here's to their next chapter.

Create my online account

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