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Lifetime ISA information hub

Lifetime ISAs can be used to help save for your first home or for retirement. You won’t pay tax on any money your lifetime ISA makes and the government will give you 25% on top of everything you pay in, up to £1,000 a year.

Our lifetime ISA calculator can also help you find out how quickly you could reach your savings goals with a OneFamily Lifetime ISA.

Lifetime ISAs explained

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What is a Lifetime ISA?

A Lifetime ISA is an ISA with a government bonus that can help you save for your first home or retirement.

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Lifetime ISA: cash vs stocks and shares

If you’re thinking about using a Lifetime ISA to save for your first home, have you thought about whether to open one that saves in cash, or one that invests in stocks and shares

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Lifetime ISA FAQs

See below for some common questions about our Lifetime ISA. If you have a question that isn’t answered here, please contact us by secure message from within your online account.

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Rules and Eligibility

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Lifetime ISA allowance

You can put up to £4,000 into your Lifetime ISA every tax year. The more money you put in, the bigger your government bonus will be.

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Lifetime ISA Charges

There are always some underlying charges when investing in a stocks and shares Lifetime ISA, regardless of your chosen provider.

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Using a lifetime ISA to save for your first home

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How to get on the property ladder

Your first home may feel like it will take a long time to save for. But there are ways to get there a little bit sooner.

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Help to Buy ISA vs Lifetime ISA – which is right for you?

First time buyers get a 25% government bonus with Help to Buy and Lifetime ISAs. Find out if transferring to a Lifetime ISA is right for you.

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Using a lifetime ISA to save for your retirement

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Saving for retirement when you’re self employed

As a self-employed person you don’t get automatically enrolled in a workplace pension. How can you save for retirement?

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