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Tax-efficient investments for your child’s future

As well as our adult investment products, we offer a selection of simple, affordable ways to invest for a child’s future.

We’re an award-winning children’s savings and investments provider*, and our Junior ISAs, Junior Bonds and Child Trust Funds are all designed to help make your child’s money grow, tax-efficiently. But please remember that tax advantages depend on your and your child’s individual circumstances and could change in the future.

All of these products invest in stocks and shares so we want to remind you that their value can fall as well as rise, meaning the child could get back less than was paid in.

*Winner of the Moneyfacts Best Junior ISA provider award in 2015. Best Junior ISA 2014 and 2012 awarded to Family Investments. OneFamily was established in April 2015 as a result of a merger between Family Investments and Engage Mutual.


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Junior ISA

The OneFamily Junior ISA
You can open a Junior ISA with a direct debit from as little as £10 a month and invest up to a total of £4,080 (less any amount invested in a cash JISA) in the current tax year for a child, aged 15 or younger. And this is in addition to their Junior Bond allowance
You can open a Junior ISA with a direct debit from as little as £10 a month and invest up to a total of £4,080 (less any amount invested in a cash JISA) in the current tax year for a child, aged 15 or younger. And this is in addition to their Junior Bond allowance.

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Junior Bond

The OneFamily Junior Bond
Our Junior Bond lets you invest regular, set amounts of £15 to £25 a month, and is invested in a tax-exempt fund. This means that the final lump sum the child receives is free from income tax and capital gains tax, as long as you’ve paid in for at least 10 years.
Our Junior Bond lets you invest regular, set amounts of £15 to £25 a month, and is invested in a tax-exempt fund. This means that the final lump sum the child receives is free from income tax and capital gains tax, as long as you’ve paid in for at least 10 years.

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Child Trust Fund

The OneFamily Child Trust Fund
We accept transfers to our Child Trust Fund from other Child Trust Fund providers and don't charge a fee for transferring the account. We also offer customers the opportunity to transfer their existing CTF into a JISA with us.
We accept transfers to our Child Trust Fund from other Child Trust Fund providers and don't charge a fee for transferring the account. We also offer customers the opportunity to transfer their existing CTF into a JISA with us.

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Why invest with OneFamily?


Experienced and trusted

We are experienced and trusted

We have 40 years' experience and look after over £7 billion of family money for over 2 million customers.
We have 40 years' experience and look after over £7 billion of family money for over 2 million customers.

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Owned by you

We are owned by you

At OneFamily we are proud to be a mutual. We're owned by you, our customers, so everything we do is genuinely about putting you first.
At OneFamily we are proud to be a mutual. We're owned by you, our customers, so everything we do is genuinely about putting you first.

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