Making a payment

You can set up a regular Direct Debit or make a one-off payment by debit card. The maximum amount you can pay in is currently £4,080 each account year. An account year runs between the child's birthdays.


  • Only the child can access the money and only at age 18.
  • The value of stocks and shares investments can fall as well as rise, meaning the child could get back less than is paid in.
  • The effects of inflation mean the child won't be able to buy as much in the future with the money as they can today.

Coin stack illustration

Pay into a Child Trust Fund

Debit card

Make a one-off payment using a debit card.

Make a debit card payment

New Direct

Set up a new monthly
Direct Debit.

Direct Debit payment

Amend existing Direct

Make a change to an existing Direct Debit.

Amend Direct Debit