Who are OneFamily?

You may not have heard of us until recently, but we've probably been part of your life for a long time

We can continue supporting you

Now that it’s almost time for you to take over your Child Trust Fund, it’s our first opportunity to talk to you, because your parent or guardian have been managing your account until now.

We’re keen to continue supporting you, just as we have done until now. You probably want to know a bit more about us before you decide what you want to do with your Child Trust Fund.

We make a difference

We’re based in Brighton on the south coast of England and we’ve been providing financial products and services for more than 45 years.

One of the things that makes us different from many other financial organisations is that we don’t have shareholders. We are owned by our members – including you! That means that the profits we make go back into improving our products and services, and supporting you, as one of our members.

But it’s not just about our ownership. Our values set us apart from other financial services organisations too. We are committed to being socially responsible, protecting the environment, promoting diversity and inclusivity. We’re proud to have awarded over £4 million to support our members and the communities they care about.

We'd like you to continue to be part of OneFamily

The right thing to do with your Child Trust Fund account depends on your individual circumstances and your savings goals. We encourage you to talk to your parent, guardian or other adults you trust if you need help deciding what to do.

We’d hate to say goodbye, especially after we’ve been part of your life for so long. If you decide to keep some or all of your money invested with us for your future, it’s easy to transfer all or some of your Child Trust Fund into our Stocks and Shares ISA or Lifetime ISA.

ISAs are a great tax-efficient way to invest in your future – that means you don’t have to pay Income Tax on any growth in your money. With a Lifetime ISA the government will even contribute an additional 25%* to every pound you save.

We’re passionate about investing responsibly and sustainably, that’s why both of our ISAs invest all or a percentage of your money in climate-friendly companies who are promoting good environmental and social practices.

Invest for your future with OneFamily

Find out more about investing all or part of your Child Trust Fund in our ISA or Lifetime ISA, which invest in a choice of climate-friendly funds

Find out more

We're here to help

Even if you’d like to spend all your Child Trust Fund money right now, it doesn’t have to be the end of our journey. You can still open a new Stocks and Shares ISA or Lifetime ISA with us for as little as £25 a month.

If not, you can still find plenty of information on managing your finances in our Child Trust Fund Hub.

We hope you know a bit more about us. It’s been an honour and a privilege to have been part of your financial life to date, we hope you’re delighted with your gift of a Child Trust Fund, and we’d love to be there with you for the journey ahead too.

*25% government bonus towards the purchase of your first home or your retirement from age 60. To avoid a 25% Government withdrawal charge, you must have held a Lifetime ISA for 12 months before purchasing your first home and the money can only be used for buying your first home or for your retirement from age 60.