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Child Trust Fund information hub

If you were born in the UK between 1 September 2002 and 2 January 2011 it's likely the government gave you a Child Trust Fund. Find out what your options are when you turn 18 and get access to your money.

Not sure if you have a Child Trust Fund? Use our checker to find out.

About Child Trust Funds

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Why has the value of my CTF account changed?

The value of your child trust fund can change between you requesting a withdrawal or reinvestment.

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Who is OneFamily

You may not have heard of us until recently, but we’ve probably been part of your life for a long time

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Accessing your Child Trust Fund

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Have you been asked to prove your bank account?

To keep your account secure, sometimes we may ask for proof of your bank account. If you’ve been asked to send us some documents, here’s what you need to do.

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Confirming your identity – proving your address

To keep your account secure we sometimes ask for proof of your identity. If you’ve been asked to send us some documents, here’s what you need to do.

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Confirming your Identity – What is Yoti?

The quickest and easiest way to access your CTF will be with Yoti. It will be used to prove your identity electronically.

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How to trace a lost Child Trust Fund

Some six million young people across the UK have a Child Trust Fund. But research suggests that more than one in six of them may have been lost

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How to find your National Insurance number

Your National Insurance number is a number given to you by the UK government to keep track of your tax record and benefit entitlements.

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Your options when you turn 18

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Should I reinvest my Child Trust Fund money?

A quick guide to reinvesting your Child Trust Fund money with OneFamily in a Stocks and Shares ISA or Lifetime ISA.

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Your investment options

Whether you choose to open a Lifetime ISA or Stocks & Shares ISA, our investment options mean you’re in control of your money

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The next steps for your Child Trust Fund

It’s been great supporting you in your savings journey over the years, so why don’t we keep the relationship going?

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What are other people doing with their Child Trust Funds?

We asked one of our customers about her plans for her OneFamily Child Trust Fund once it reaches maturity

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Managing money

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What I would tell my 18 year old self about money

Turning 18 is possibly one of the most exciting times in your life. Suddenly, you’re hurtling towards adulthood and you’re about to experience a lot of change.

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Investing in stocks and shares

Investing in the stock market can seem scary, but it’s not as complicated as you think

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Invest for yourself and a greener planet

When you think of people investing money, you may well picture every decision coming at the cost of people, communities and the environment. In this scenario, the investors win while the people, communities and environment all lose

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What I did with my money at 18

Financial blogger Paul Tebbs shares his experience of being in control of his money for the first time – as well as the challenges he faced.

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Where to get financial advice, who to ask for help

It’s not always obvious or clear what you should do with money. Choosing whether to save or invest can be difficult.

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Budgeting and investing

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A beginner’s guide to responsible saving and investing

Today we give you a few ideas on how you can get a bit more responsible with your money.

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6 top tips for long-term saving

Getting married, buying a house, achieving a comfortable retirement – big life landmarks like these cost a lot of money. Thankfully, you don’t need to save for them all at once.

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Are you in control of your spending or are your emotions?

It happens to all of us. You have a bad day, so you buy something to make yourself feel better. Or you’re having a great day and lose track of your spending!

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Trick yourself into saving

Your Child Trust Fund has been growing for years. How can you keep growing your savings?

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What are ISAs?

What you need to know about Individual Savings Accounts (ISAs) and how you can use them to grow your money

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