Home > Child Trust Fund > CTF Content Hub

Child Trust Fund information hub

If you were born in the UK between 1 September 2002 and 2 January 2011 it's likely the government gave you a Child Trust Fund. Find out what your options are when you turn 18 and get access to your money.

Not sure if you have a Child Trust Fund? Use our checker to find out.

About Child Trust Funds

A young lady on a busy street, thinking about something

Why has the value of my CTF account changed?

The value of your child trust fund can change between you requesting a withdrawal or reinvestment.

Read article
Brighton Beach

Who is OneFamily

You may not have heard of us until recently, but we’ve probably been part of your life for a long time

Read article

Accessing your Child Trust Fund

How do I know if the government gave me a child trust fund?

If your parents didn’t open a child trust fund for you, the government would have done it instead. Learn how you can find a CTF that’s been opened by the government.

Read article
Hundreds of white question marks, one stands out in bright red.

Have you been asked to prove your bank account?

To keep your account secure, sometimes we may ask for proof of your bank account. If you’ve been asked to send us some documents, here’s what you need to do.

Read article
A womans face covered by luminescent question marks.

Confirming your identity – proving your address

To keep your account secure we sometimes ask for proof of your identity. If you’ve been asked to send us some documents, here’s what you need to do.

Read article
A macro shot of an eye, with a teal iris and jet-black pupil.

Confirming your Identity – What is Yoti?

The quickest and easiest way to access your CTF will be with Yoti. It will be used to prove your identity electronically.

Read article
Help, I'm lost - A lone hand raised up in a field

How to trace a lost Child Trust Fund

Some six million young people across the UK have a Child Trust Fund. But research suggests that more than one in six of them may have been lost

Read article
A woman using a laptop under stress, biting down on to a pencil.

How to find your National Insurance number

Your National Insurance number is a number given to you by the UK government to keep track of your tax record and benefit entitlements.

Read article

Your options when you turn 18

A piggybank suspended in the air, in front of a grey brick wall.

Should I reinvest my Child Trust Fund money?

A quick guide to reinvesting your Child Trust Fund money with OneFamily in a Stocks and Shares ISA or Lifetime ISA.

Read article
A man standing in a field and looking out at the sunset, a deep blue and pink sky sits behind him.

Your investment options

Whether you choose to open a Lifetime ISA or Stocks & Shares ISA, our investment options mean you’re in control of your money

Read article
A group of four people huddled together looking at the sunset.

The next steps for your Child Trust Fund

It’s been great supporting you in your savings journey over the years, so why don’t we keep the relationship going?

Read article
A man holding two children on a walk through a field

What are other people doing with their Child Trust Funds?

We asked one of our customers about her plans for her OneFamily Child Trust Fund once it reaches maturity

Read article

Managing money

A young woman peering over the top of a book

What I would tell my 18 year old self about money

Turning 18 is possibly one of the most exciting times in your life. Suddenly, you’re hurtling towards adulthood and you’re about to experience a lot of change.

Read article
A smartphone displaying the FTSE 100 share price

Investing in stocks and shares

Investing in the stock market can seem scary, but it’s not as complicated as you think

Read article
A vibrant, green, bamboo forest

Invest for yourself and a greener planet

When you think of people investing money, you may well picture every decision coming at the cost of people, communities and the environment. In this scenario, the investors win while the people, communities and environment all lose

Read article
A hand holding a number of coins

What I did with my money at 18

Financial blogger Paul Tebbs shares his experience of being in control of his money for the first time – as well as the challenges he faced.

Read article
A young man sitting down thinking about life

Where to get financial advice, who to ask for help

It’s not always obvious or clear what you should do with money. Choosing whether to save or invest can be difficult.

Read article

Budgeting and investing

Friends around a table enjoying a fair trade coffee

A beginner’s guide to responsible saving and investing

Today we give you a few ideas on how you can get a bit more responsible with your money.

Read article
Top tips for long-term saving as a hand drops pennies in a glass jar

6 top tips for long-term saving

Saving for a long-term goal requires willpower and a plan. Find out how to set yourself on the path towards achieving your financial goals.

Read article
A miniature shopping trolley full of boxes, sat on top of a laptop - are you in control of your spending

Are you in control of your spending or are your emotions?

It happens to all of us. You have a bad day, so you buy something to make yourself feel better. Or you’re having a great day and lose track of your spending!

Read article
A jar full of pennies, tipped over with some spilling out.

Trick yourself into saving

Saving or investing money for your future can be difficult when there’s temptation to spend everywhere. Here’s how to stay on track.

Read article
A woman looking upwards inquisitively.

What are ISAs?

What you need to know about Individual Savings Accounts (ISAs) and how you can use them to grow your money

Read article