Home > Over 50s Life Cover > Over 50s Life Cover Hub

Over 50s information hub

Plan ahead and get retirement ready with our tips, tools and resources for people over 50.

Find out about extending your social network, managing your money into retirement and getting peace of mind for you and your loved ones with life insurance and funeral planning.

Managing your money

ISA spelt out with scrabble tiles on stacks of coins

How does the annual ISA allowance work?

You can put up to £20,000 in ISAs in your name each tax year. This limit is set by the HMRC and reviewed each year.

Read article
An hourglass sitting on pebbles.

How to plan for long term savings goals

How should you approach saving over the long term?

Read article
An old bench in the Highlands, surrounded by grass and snowy hills

What happens to debt when you die?

If you don’t plan for it, your loved ones could be lumped with your debts after you die.

Read article
A bouquet of colourful flowers.

What is probate?

The probate process is important to make sure a person’s estate is distributed fairly after they die, even if they didn’t have a Will.

Read article

Funeral planning for peace of mind

Money being put into a piggy bank with the word "funeral" written on it

How to plan for your funeral

While it may feel morbid to plan your own funeral, especially at the early age of 50, it’s an act of kindness for your loved ones.

Read article
White flowers with green leaves, with sun shining on them.

Funeral cost calculator

Get an idea of how much your funeral could cost

Read article
A bench on the top of a grassy hill, with shade being cast from a nearby tree.

How to leave money for your funeral

Have you thought about leaving money for your funeral? If you don’t make provisions, your family could be left to foot the bill.

Read article

Making the most of your retirement

A hand pulling out part of a pie chart.

Tax on savings and investments: discover ways to save tax-free

How can you save and invest without having to pay tax on it?

Read article
A mobile phone with a variety of social networking apps on it's display

20 social networking sites, clubs and forums for over 50s

Joining new clubs and societies is a great way to get out there and meet new people

Read article