Investing with OneFamily

Whether you choose to open a Lifetime ISA or Stocks & Shares ISA, our investment options mean you’re in control of your money

Investing in stocks and shares can be a great way to grow your money, and can offer higher returns than if you left your money in a cash or current account.

However, investing comes with a degree of risk, and there could be some downs as well as ups along the way – but if you’re happy to keep your money invested and think longer term, you have a good potential for growth over time.

Whether you’re thinking about saving for your first home, a rainy day or keeping some money aside for your future, our simple investment options allow you to choose the level of risk you’re comfortable with.

Climate friendly investments

Our investment options

Depending on the green impact you want your money to make, and the level of risk you’re happy to take, we have two expertly designed investment options you can choose from.

Global Mixed

At least 65% in fixed interest investments and up to 35% in climate-friendly company shares

At a glance
  • Global Mixed is a more cautious way for you to invest if you want to spread the risk. We’ll put up to 35% of your money into stocks and shares, with the rest in fixed interest products
  • The 35% is invested into the stocks and shares of companies chosen for their environmental credentials

Here's how your investment helps

  • Invests at least 65% of your money in fixed interest investments to reduce risk
  • Only invents money in companies that make up two leading fixed interest investment indices
  • Invests up to 35% of your money in companies that are making a difference to our environment through sustainable climate activities
  • Focuses on companies who are better prepared to tackle climate change

Here’s the important document you need to read:

Key Information Document

Global Equity

100% invested in climate-friendly company shares

At a glance
  • Global Equity is a more adventurous way to invest – it can bring you higher financial returns, but expect more ups and downs along the way
  • All of your money is invested in companies who are chosen for their environmental credentials, helping it make more of a difference to the environment

Here's how your investment helps

  • Invests in companies that are making a difference to our environment through sustainable climate activities
  • Focuses on companies who are better prepared to tackle climate change
  • Targets increasing revenues from green business activities
  • Aims to lower CO2 emissions from their activities
  • Aims to reduce fossil fuel reserves (greenhouse gas emissions) and brown revenues (such as mining and drilling)

Here’s the important document you need to read:

Key Information Document

Your planet, your money, invested your way

Here at OneFamily, we understand the importance of climate change, and how acting now can make a real, positive impact to the world we’ll live in tomorrow. We’ve designed our investment options to help benefit both you and the planet by carefully selecting the types of companies we invest into.

We only invest into the shares of companies that are better prepared to tackle climate change and are making a difference to our environment through sustainable climate activities.

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Look to reduce fossil fuel reserves (like greenhouse and gas emissions)

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Target increasing revenues through green business activities

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Aim to lower CO2 emissions from their activities

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Cut down on brown revenues (from areas such as mining and drilling)

Depending on the green impact you want your money to have, and the level of risk you’re happy to take, you can choose from either Global Mixed and Global Equity. Both Lifetime ISA and Stocks & Shares ISA have the same investment options.

Okay great – so what’s next?

You can choose what you want to do with your money when you turn 18 – and we’ll send you information on how to do this nearer the time.

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I've already registered BUT I'm not 18

If you’ve already registered you’ll just need to sit tight until your 18th birthday, then you can choose what you want to do with your money, including opening a Lifetime ISA

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I've registered AND I have turned 18

You’re now able to tell us what you want to do with your money. If you’ve looked through all of the options and have decided your next step, login to your account and tell us!

I haven't registered to take control of my CTF

You’ll need to register to take over your Child Trust Fund before you can tell us what you want to do with your money - why not register now?