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Junior ISA - Terms and Conditions

In the table below are links to the latest versions of our Junior ISA (JISA) Terms and Conditions (T&Cs). This includes the T&Cs that will apply after the 'child' reaches 18, which is when the account becomes an Adult ISA (Matured JISA).

If you're not sure which T&Cs relate to your account, check your statement to find the name of the fund your JISA is invested in. This information can also be found by logging in or registering for an online account. The fund names are shown in the table below.

For post-18 T&Cs we've mainly focused on the parts that are new or that will change when the account becomes an Adult ISA (Matured JISA). For anything that isn't included in the Adult ISA (Matured JISA) T&Cs, you should refer to the pre-18 T&Cs for your fund.

For a summary of the key changes that will happen when the child turns 18 and the account becomes an Adult ISA (Matured JISA), see the information below the table.

Junior ISA Adult ISA (Matured JISA)
Product name Fund name T&Cs (Pre-18) T&Cs (Post-18)
OneFamily Junior ISA Family Balanced International Fund (Share Class A)
Family Charities Ethical Trust
Download T&Cs Download Changes at 18
Post Office Junior ISA Family Balanced International Fund (Share Class A) Download T&Cs Download Changes at 18

Changes at 18

When you reach the age of 18, your Junior ISA (JISA) will become an Adult ISA (Matured JISA).

While most things will stay the same as before your birthday, there are some things that have to change. Below are some of the main differences.

JISA (summarised)

Register for an online account on our website, so you can view the current value of your JISA and let us know what you'd like to do next.