Want to find out how investing in stocks and shares works?

Investing in the stock market can seem scary, but it’s really not as complicated as you think.

How investing in stocks and shares works

Have a look at our Investing in Stocks and Shares video for a lighthearted overview of how investing could work for you.

Video transcript 

Realising your financial goals

We all have financial goals. Whether you want a holiday a car a house or your own island, we all have dreams.

But without the ability to predict the future how can we turn our dreams into a reality?

If you rely on traditional methods to save like a cash savings account then you've probably seen the return on your money turn into a slow trickle - that's because interest rates are pretty low at the moment. When you put your hard-earned cash in you're not getting much out.

So what's the alternative?

There are lots of different ways to save. One option that could yield potentially higher returns is saving in stocks and shares.

We know the world of investments can seem complicated and out of reach, but you don't need to be a genius to be able to put your money in the stock market. The truth is anyone can invest for as little as ten pound a month.

In fact, in some ways adding to your investments regularly with small amounts is a safer option as you're less exposed to short-term fluctuations in the market.

Getting started

To get started you have to picture your financial goal, how far away it is and how much you're going to need. Then you need to think about your risk appetite.

If you're comfortable investing for five to ten years you might see the value of your investment go up and down several times, but the longer you stay on the ship the more likely your voyage will be plain sailing.

Here at OneFamily we believe opening a stocks and share saving product shouldn't be intimidating. In fact, we run a tight ship and we're here to help you find you sea legs, so hop on board with OneFamily today and start your journey.

Important information

As we invest in stocks & shares it is important to be aware that the value can go down as well as up, meaning you could get back less than has been paid in.