Transfer to a OneFamily Lifetime ISA
Invest in your first-home dreams by moving your existing savings into our Lifetime ISA.
- Transfer to us from an existing lifetime ISA, Help to Buy ISA, cash or stocks and shares ISA, matured child trust fund or matured junior ISA.
- We can accept transfers from cash or stocks and shares products.
- Great news, we won’t charge you to transfer to us (but check with your provider for any transfer-out fees).
Our Lifetime ISA invests in stocks and shares, the value of which can go up and down so you may get back less than you put in.
Transferring from a matured OneFamily Child Trust Fund or Junior ISA?
To transfer from a matured child trust fund or matured junior ISA held with OneFamily, simply register or log into your online account.
Get up to £1,000 a year extra towards your first home (or retirement)
If one of your big life goals is to buy your own home, our Lifetime ISA could help you get there faster.
Lifetime ISAs are available to UK tax residents aged between 18 and 39 and they’re designed to help you save for your first-home deposit.
You get a generous 25% bonus on top of everything you put in (you can put in up to £4,000 each year) to help supercharge your first-home fund.
If you put in the maximum £4,000 each year, that’s £1,000 extra each year!
But, if you don’t use your lifetime ISA to buy your first home, you’ll have to pay a 25% withdrawal charge when you take out the money (after you turn 60, this withdrawal charge doesn’t apply). This could leave you with less money than you put in.
3 simple steps to transfer
Choose your investment style
Decide which of our three investment styles is right for you by reading about the different styles below.
Tell us you want to transfer
Download the fund's transfer form and post your completed form to:
FREEPOST ONEFAMILY
(this is the full address)
Start saving!
As soon as the transfer is complete, you'll be able to log into your online account to set up a direct debit or start making one-off payments.
3 simple steps to transfer
Choose your investment style
Decide which of our three investment styles is right for you by reading about the different styles below.
Tell us you want to transfer
Download the fund's transfer form and post your completed form to:
FREEPOST ONEFAMILY
(this is the full address)
Start saving!
As soon as the transfer is complete, you'll be able to log into your online account to set up a direct debit or start making one-off payments.
How much can I transfer?
Transfer rules vary depending on which product you’re transferring from, and whether you’re transferring from an existing OneFamily product.
You'll receive the 25% lifetime ISA bonus on the money you transfer (you can transfer up to £4,000 each tax year), unless you're transferring from a lifetime ISA with another provider. This is because you'll have already received the bonus on the money you transfer from a lifetime ISA.
Take a look at how it works for the product you want to transfer from.
Why choose OneFamily?
Trusted by 2 million customers UK-wide since 1975
50 years of growing our customers’ financial wellbeing
Rated highly by our customers with a 93% satisfaction score
Source: Bright survey, 2024.
Choose your investment style
We offer three investment styles which give you the freedom to invest your money in a way that’s rewarding and comfortable for you.
Cautious
Aims for modest growth with more investment in lower-risk assets
Balanced
Aims for more growth with more investment in higher-risk assets
Adventurous
Aims to maximise growth with a focus on higher-risk assets
Your money will be invested in the ‘OneFamily Global Select 35% Shares’ fund which aims to achieve modest growth, with moderate fluctuations in value.
The figures above are calculated from June to June for each calendar year and are net of the underlying fund fees. Performance is based on price movement calculated using published prices on our website, which will include all charges payable on the underlying investments.
Note: The past performance data in the graph above is simulated and does not reflect actual investment performance. It uses the historic fund prices and charges of the underlying fund which is denominated in USD (at 30th June 2025); This carries the risk of exchange-rate movements. Please note that all transactions you make will be handled in GBP and the charges on this fund are 1.1%.
Past performance is not a guide to future performance and should not be used on its own to make an investment decision.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Return to investment stylesYour money will be invested in the ‘OneFamily Global Select 65% Shares’ fund which aims to achieve higher growth, but with more fluctuations in value.
The figures above are calculated from June to June for each calendar year and are net of the underlying fund fees. Performance is based on price movement calculated using published prices on our website, which will include all charges payable on the underlying investments.
Note: The past performance data in the graph above is simulated and does not reflect actual investment performance. It uses the historic fund prices and charges of the underlying fund which is denominated in USD (at 30th June 2025); This carries the risk of exchange-rate movements. Please note that all transactions you make will be handled in GBP and the charges on this fund are 1.1%.
Past performance is not a guide to future performance and should not be used on its own to make an investment decision.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Return to investment styles
Your money will be invested in the ‘OneFamily Global Select 100% Shares’ fund which aims to maximise growth but has the potential to see the largest fluctuations in value.
The figures above are calculated from June to June for each calendar year and are net of the underlying fund fees. Performance is based on price movement calculated using published prices on our website, which will include all charges payable on the underlying investments.
Note: The past performance data in the graph above is simulated and does not reflect actual investment performance. It uses the historic fund prices and charges of the underlying fund which is denominated in USD (at 30th June 2025); This carries the risk of exchange-rate movements. Please note that all transactions you make will be handled in GBP and the charges on this fund are 1.1%.
Past performance is not a guide to future performance and should not be used on its own to make an investment decision.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Return to investment styles
Frequently asked questions - transferring to a OneFamily Lifetime ISA
It depends.
If your money is already in a lifetime ISA held with another provider, transferring it to OneFamily’s Lifetime ISA won’t affect your annual lifetime ISA allowance (which is £4,000).
However, you won't receive the government bonus on this money as this will have already been paid.
However, if the money is currently in any other type of account (such as an ISA or a matured children’s savings account), any money you transfer into a lifetime ISA will count towards the current tax year’s lifetime ISA allowance.
You will receive the government bonus on the money you transfer in.
Our Lifetime ISA invests in stocks and shares. As with all investing, the value of your stocks and shares lifetime ISA can go up and down and you could get back less than you put in.
Ready to get started?
To transfer from a matured child trust fund or matured junior ISA held with OneFamily, simply register or log into your online account.