Give them a head start with our Junior ISA

  • Save from as little as £10 a month!
  • Build a tax-free pot of money to help your child at the start of adulthood
  • Manage your investment with our simple online account​
Child and parent running in a field, with graphics showing a Junior ISA balance of £19,750 and a £50 top-up from a family member.

Over 2 million members

have invested in their future with OneFamily

What is a Junior ISA?

OneFamily's Junior ISA is an investment account designed to help you give your child a financial boost when they need it most: at the start of adulthood. They'll be able to access the money from the age of 18.

Get started

It's up to someone with parental responsibility to open the junior ISA, but once it's open anyone can pay in.

Grow their future

OneFamily's Junior ISA invests in stocks and shares. This gives the money good potential to grow, but the value is likely to go up and down over time and there is a risk your child could get back less than has been paid in

Funds that fit you

We give you a simple choice of three investment styles: Cautious, Balance and Adventurous. This gives you the freedom to invest in a way you're comfortable with.

Start small, grow big

Our minimum investment is just £10 a month by direct debit or a lump sum payment of £100.

Turning 18 and not sure what happens to your Junior ISA?

How much could you help your child save?

Decide how much you want to open your Junior ISA with and how much you’d like to pay in each month. Our simple calculator will quickly give you an idea of how your child’s money could grow.

Please note: No more than £9,000 may be invested into a Junior ISA within a single tax year. This includes your initial investment and your monthly direct debit payments.

Open a Junior ISA

The projection shows how your child's Junior ISA could grow with medium performance. Remember, projections are not a guarantee of future performance and your child could get back less than you pay in.

-
years
+
-
+

Lower performance

Amount your child could receive at age 18

Projected value

Higher performance

Your investment options

We offer three investment styles which give you the freedom to invest your money in a way that’s rewarding and comfortable for you.

cautious icon

Cautious

Aims for modest growth with more investment in lower-risk assets

Average yearly growth: 12.5%
balanced icon

Balanced

Aims for more growth with more investment in higher-risk assets

Average yearly growth: 17.4%
adventurous icon

Adventurous

Aims to maximise growth with a focus on higher-risk assets

Average yearly growth: 22.7%
JISA_transfer

Start investing today – transfer to our Junior ISA

Transfer a junior ISA or Child Trust Fund to OneFamily

We don’t charge you to transfer an existing junior ISA or Child Trust Fund.
Simply let us know that you’d like to transfer an existing account to us and we’ll speak to your current provider and do the rest.

Transfer to a Junior ISA

Why choose OneFamily?

High-street discounts

OneFamily members save money on grocery shopping, gym memberships, cinema trips, meals out and more.

Simple investing

Our Junior ISA is super simple to set up, with just three investment styles to choose from. What’s more, we charge only one fee, which is a 1.5% Annual Management Charge. And you can access your account online any time, day or night!

Highly rated customer service

Our UK-based customer service team have achieved an incredible 93% customer satisfaction score, so you know you’re in safe hands.

Source: Bright Survey 2024

We share your values

We don’t have shareholders to pay, so we can reinvest our profits for good. From investing in climate-focused funds, to supporting local and national causes, we’re committed to being a company that makes you proud.

73eec6db9644e664b378c2a3cb29596813335a91

Open your OneFamily Junior ISA today

Invest up to £9,000 each tax year on your child’s behalf, tax free, on top of your own £20,000 ISA allowance.

Open a junior ISA today