Our Stocks and Shares ISA at a glance...
Why choose OneFamily?
Trusted by 2 million customers UK-wide since 1975
50 years of growing our customers’ financial wellbeing
Rated highly by our customers with a 93% satisfaction score
Source: Bright survey, 2024.
What is a Stocks and Shares ISA?
A OneFamily Stocks and Shares ISA is a type of account that invests the money you pay in. All you need to do is choose which of our three climate-focused funds you’d like to invest in.
As with all ISAs, you won't be charged any tax when you withdraw your money, no matter how much it grows.
Our Stocks and Shares ISA is an investment product, so your money has good potential to outgrow interest rates. However, you need to be aware that the value is likely to go up and down over time, so there is a risk that you could get back less than you’ve paid in if you withdraw when the value is lower.
We charge an Annual Management Charge of 1.1% of the account value.
You can invest up to £20,000 in a Stocks and Shares ISA each tax year. But you don’t need to invest as much as that, at OneFamily, our minimum investment is just £25 a month by Direct Debit or a lump sum starting from £250.
See what your Stocks & Shares ISA could be worth
Choose how much you want to pay into your Stocks & Shares ISA and see how your money could grow
This projection shows how your Stocks & Shares ISA could grow with low, medium and high performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in
Please note: No more than £20,000 may be invested into a Stocks & Shares ISA within a single tax year. This includes your initial investment and your monthly direct debit payments.
Why invest with OneFamily?
We're owned by our members for our members, which means we don't have shareholders to pay - so we can reinvest our profits for good.
Choose your investment style
We offer three investment styles which give you the freedom to invest your money in a way that’s rewarding and comfortable for you.
Cautious
Aims for modest growth with more investment in lower-risk assets
Balanced
Aims for more growth with more investment in higher-risk assets
Adventurous
Aims to maximise growth with a focus on higher-risk assets
Your money will be invested in the ‘OneFamily Global Select 35% Shares’ fund which aims to achieve modest growth, with moderate fluctuations in value.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Your money will be invested in the ‘OneFamily Global Select 65% Shares’ fund which aims to achieve higher growth, but with more fluctuations in value.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Your money will be invested in the ‘OneFamily Global Select 100% Shares’ fund which aims to maximise growth but has the potential to see the largest fluctuations in value.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Start investing today - transfer to our Stocks and Shares ISA
If you have an ISA with a different provider, you can transfer it to us for free. We accept transfers from cash ISAs and stocks and shares ISAs with a balance of at least £250.
If you want to transfer your matured OneFamily Child Trust Fund into our ISA or Lifetime ISA, you just need to register or log into your Child Trust Fund online account.
