Every time one of our customers pays into their Lifetime ISA, we claim a bonus on their behalf from the UK government.
And those bonuses add up!
On average, those who paid into their Lifetime ISAs in 2025, bagged an extra £428 in lifetime ISA bonus each. That money was added to their Lifetime ISA to help them buy their first home sooner or go towards life after 60.
As our customers clearly know, every time you put money into your lifetime ISA, you earn a 25% bonus on top of the money you paid in. You can pay in up to £4,000 each tax year, so there’s a whopping £1,000 of lifetime ISA bonus available for each customer every year.
In total, we claimed £10,076,486 from the UK government on behalf of our customers in 2025.
What could that £10 million buy?
If our Lifetime ISA customers decided to club together*, they’d have a very healthy budget to play with.
How about this 7 bedroom mansion in London? With a swimming pool, bowling alley and cinema, the tight squeeze might just be worth it.
Perhaps our customers would like a little more space.
This sprawling estate in the Scottish Borders is made up of 18 bedrooms across several beautiful buildings. It’s on the market for £15 million so 2025’s bonus payments might not quite cover it, but our customers are already working hard on building on that bonus pot in 2026.
Too old school?
This “architects’ digital dream” home might be more to our customers’ tastes. Designed by Ström Architects, Orchard View features “minimalist cubic forms” and “cutting-edge, intelligent technologies”.
*It’s worth noting that although you can club together and buy a property with more than one lifetime ISA, that property can’t cost more than £450,000, no matter how many people are buying it. But it’s fun to dream.
Back to reality
Clearly our customers aren’t going to live together, no matter how tempting the property search might make it seem!
But the bonus payments we’ve collected on their behalf show just how hard our customers are saving to buy their first home (or for retirement).
And yes, the property they buy can’t cost more than £450,000 (as per the lifetime ISA rules), but the feeling of owning your own home is priceless.
Take a look at what that £450,000 could buy you in your area.
Open a OneFamily Lifetime ISA
Our Lifetime ISA comes with a 25% government bonus, worth up to £1,000 a year!
Our Lifetime ISA invests in stocks and shares, so the value is likely to go up and down over time. This is normal for this type on investment, but it means there is a risk you could get back less than you put in if you withdraw at a time when the value is lower.
