How does my ISA work?

A happy couple on holiday in a sunny street. On-screen graphics show an adventure fund top-up of £200 and an award badge for best ISA provider.

What is a Stocks and Shares ISA?

OneFamily's Stocks and Shares ISA invests your money in the stock market on your behalf. As it’s an ISA, there’s no tax to pay when you withdraw your money.

Our Stocks and Shares ISA has three straightforward funds to choose from. So you can choose a risk level that feels right for you.

Your money will have the potential to out-grow inflation and interest rates, but the value is likely to go up and down over time so you could get back less than you put in.

One straightforward single 1.1% annual management fee and you can access your account online anytime, day or night!

You can invest up to £20,000 each tax year. At OneFamily, the minimum investment is only £25 a month via direct debit or a lump sum of £100.

What could your Stocks and Shares ISA be worth?

Choose how much you want to pay into your Stocks and Shares ISA and see how your money could grow 

This projection shows how your Stocks & Shares ISA could grow with low, medium and high performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in

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This projection shows how your Stocks and Shares ISA could grow with medium performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in.

£
i The minimum monthly payment is £25
i The maximum monthly payment is £1,666.67
years
Projected value
£0
Your pay in £0
Projected investment growth £0

Your investment options

We offer three investment styles which give you the freedom to invest your money in a way that’s rewarding and comfortable for you.

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Cautious

Aims for modest growth with more investment in lower-risk assets

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Balanced

Aims for more growth with more investment in higher-risk assets

adventurous icon

Adventurous

Aims to maximise growth with a focus on higher-risk assets

It’s important to remember past performance isn't a guide to future performance.

Annual management charge of 1.1%

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Get access to member benefits

As a OneFamily member, you can enjoy exclusive access to our member benefits programme. From discounted cinema tickets, savings on your weekly grocery shop, reduced gym memberships and high street discounts. Our benefits are here to help your money go further whilst you’re investing in your future.

Find out about member benefits

Why choose OneFamily?

High-street discounts

OneFamily members save money on grocery shopping,
gym memberships, cinema trips, meals out and more.

Simple investing

Our Stocks and Shares ISA is super simple to set up, with just three investment styles to choose from. What’s more, we charge only one fee, which is a 1.1% Annual Management Charge. And you can access your account online any time, day or night!

Highly rated customer service

Our UK-based customer service team have achieved an incredible 93% customer satisfaction score, so you know you’re in safe hands.

Source: Bright Survey 2024

We share your values

We don’t have shareholders to pay, so we can reinvest
our profits for good. From investing in climate-focused
funds, to supporting local and national causes, we’re
committed to being a company that makes you proud.

Log in to your OneFamily Stocks and shares ISA

Invest up to £20,000 a year, tax free, with our award-winning stocks and shares ISA.

Log in to your account

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