OneFamily Unitised Deposit Fund

Where is the fund invested?

The objective of the Fund is to maintain a high level of liquidity, preserve capital, and provide a return in line with Sterling money market rates.

To achieve this objective, the Fund invests in a diversified range of high-quality, short-term money market instruments. These typically include cash deposits, certificates of deposit, commercial paper, and other short-dated debt issued by highly rated financial institutions. The portfolio may also invest in short-term government and agency securities to support liquidity and stability.

The benchmark for the performance of the Fund is the SONIA Compounded Index, which reflects Sterling overnight market rates.

What are the risks?

We aim to preserve capital and provide a stable return, but this cannot be guaranteed. As the value of the Fund may fall as well as rise, it is possible to get back less than has been paid in. The Fund invests in high-quality money market instruments, but it is still exposed to risks such as interest rate movements, credit events, and liquidity pressures. Additionally, the Fund is not a bank deposit and is not insured or guaranteed by any government agency.