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What's next for your CTF?

It’s been great supporting you in your savings journey over the years, so why don’t we keep the relationship going?

As investment companies go, we like to think we’re different (and better) – here’s why:

Care about climate change?
Yeah, we do too. With our ISAs, any money we invest in shares will only go towards companies who work towards stopping climate change

We support our customers and communities
We've awarded over £4.75 million* to our customers and communities since 2015 and have created meaningful long-term partnerships with charities who are making a positive impact.

*Figure correct as at 31 December 2021

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A teenager sitting on a sofa, using a smartphone

Investing made simple

We’ve spoken to our members about what’s important to them and what kind of savings products they want when they turn 18.

We’ve made it easy for you to save for your future with 2 simple products – a Lifetime ISA and a Stocks & Shares ISA. Each of these come with 2 different climate-friendly investment options to choose from. And we’ll explain them to you jargon-free so you really understand what you’re investing in.

What's next for your CTF?

When it comes to your CTF, you can choose to transfer some, or all, of the money in your CTF into one of our tax efficient, climate-friendly investments, making this the right choice for your pocket and our planet.

To help get you started, we've pulled together a quick guide to help you access your Child Trust Fund, which will talk you through the steps you need to take to get access to your money.

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Stocks and Shares ISA vs. Lifetime ISA

Not sure which is most suitable for you? Our video demystifies your options.

Stocks & Shares ISA vs Lifetime ISA

Stocks & Shares ISA

Saving for something other than a first home? Or just not sure what (or when) your goal is?

  • Climate friendly investment with a simple choice of two funds
  • Save for whatever you like and withdraw when you need it
  • Continue to add to your savings from as little as £25 per month

Lifetime ISA

Are you thinking of buying your first home? Our Lifetime ISA could help you get there quicker.

  • Climate friendly investment with a simple choice of two funds
  • Specially designed to help you save towards your first home or for later life (aged 60+)
  • Get a 25% bonus from the government on everything you invest – that’s an extra £2.50 for every £10 you pay in

It's worth remembering that the value of stocks and shares can fall as well as rise. This is normal for this type of investment, but you could get back less than has been paid in.

Okay great – so what’s next?

You can choose what you want to do with your money when you turn 18 – and we’ll send you information on how to do this nearer the time.

I've already registered BUT I'm not 18

If you’ve already registered you’ll just need to sit tight until your 18th birthday, then you can choose what you want to do with your money, including opening a Lifetime ISA

 

I've registered AND I have turned 18

You’re now able to tell us what you want to do with your money. If you’ve looked through all of the options and have decided your next step, login to your account and tell us!

 

Log in

I haven't registered to take control of my CTF

You’ll need to register to take over your Child Trust Fund before you can tell us what you want to do with your money - why not register now?

 

Register now