The OneFamily Stocks and Shares ISA

Invest for your future in a stocks and shares fund

  • Pay zero tax on your returns, no matter how much your money grows
  • Invest in a climate-focused fund
  • Manage your investment with our simple online account
A happy couple on holiday in a sunny street. On-screen graphics show an adventure fund top-up of £200 and an award badge for best ISA provider.

Over 2 million members

have invested in their future with OneFamily

What is a Stocks and Shares ISA?

OneFamily's Stocks and Shares ISA invests your money in the stock market on your behalf. As it’s an ISA, there’s no tax to pay when you withdraw your money.

Our Stocks and Shares ISA has three straightforward funds to choose from. So you can choose a risk level that feels right for you.

Your money will have the potential to out-grow inflation and interest rates, but the value is likely to go up and down over time so you could get back less than you put in.

One straightforward single 1.1% annual management fee and you can access your account online anytime, day or night!

You can invest up to £20,000 each tax year. At OneFamily, the minimum investment is only £25 a month via direct debit or a lump sum of £100.

Thinking of moving your matured child savings to our ISA?

What could your Stocks and Shares ISA be worth?

Choose how much you want to pay into your Stocks and Shares ISA and see how your money could grow 

This projection shows how your Stocks & Shares ISA could grow with low, medium and high performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in

Start investing today

This projection shows how your Stocks and Shares ISA could grow with medium performance. Remember, projections are not a guarantee of future performance and you could get back less than you pay in.

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£
+

Lower performance

After 5 years
You've invested £2,200

Projected value

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5 years
+

Higher performance

What do these numbers mean?

Your investment options

We offer three investment styles which give you the freedom to invest your money in a way that’s rewarding and comfortable for you.

It’s important to remember past performance isn't a guide to future performance.

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Cautious

Aims for modest growth with more investment in lower-risk assets

Average yearly growth: 12.5%
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Balanced

Aims for more growth with more investment in higher-risk assets

Average yearly growth: 17.4%
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Adventurous

Aims to maximise growth with a focus on higher-risk assets

Average yearly growth: 22.7%

Annual management charge of 1.1%

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Transfer to our Stocks and Shares ISA

If you've got an ISA with a different provider, you can transfer it to us free of charge. We accept transfers from Cash ISAs and Stocks and Shares ISAs with a balance of at least £100.

If you want to transfer your OneFamily Child Trust Fund money into our ISA or Lifetime ISA you will need to register or log into your Child Trust Fund online account.

Transfer your ISA

Why choose OneFamily?

High-street discounts

OneFamily members save money on grocery shopping, gym memberships, cinema trips, meals out and more.

Simple investing

Our Stocks and Shares ISA is super simple to set up, with just three investment styles to choose from. What’s more, we charge only one fee, which is a 1.1% Annual Management Charge. And you can access your account online any time, day or night!

Highly rated customer service

Our UK-based customer service team have achieved an incredible 93% customer satisfaction score, so you know you’re in safe hands.

Source: Bright Survey 2024

We share your values

We don’t have shareholders to pay, so we can reinvest our profits for good. From investing in climate-focused funds, to supporting local and national causes, we’re committed to being a company that makes you proud.

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Open your OneFamily Stocks and shares ISA today

Invest up to £20,000 a year, tax free, with our award-winning stocks and shares ISA.

Open an ISA today