How to open a OneFamily Lifetime ISA
Your first step is simply to choose which of our three funds you'd like to invest in. The details of both are below. If you change your mind later on, you can switch at any time, free of charge.
Once you've decided, click on the apply button at the bottom of the page and you'll be taken to a short application form. This should take no more than 10 minutes to complete and will bring you a step closer to buying your first home.
Our Lifetime ISA invests in stocks and shares. Investments can go down as well as up in value so you could get back less than you put in.
Don't forget, if you withdraw money for anything other than your first home deposit, you'll have to pay a withdrawal penalty fee (unless you've turned 60 when you can withdraw money for anything you like).
Choose your investment style
We offer three investment styles which give you the freedom to invest your money in a way that’s rewarding and comfortable for you.
Cautious
Aims for modest growth with more investment in lower-risk assets
Balanced
Aims for more growth with more investment in higher-risk assets
Adventurous
Aims to maximise growth with a focus on higher-risk assets
Your money will be invested in the ‘OneFamily Global Select 35% Shares’ fund which aims to achieve modest growth, with moderate fluctuations in value.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Your money will be invested in the ‘OneFamily Global Select 65% Shares’ fund which aims to achieve higher growth, but with more fluctuations in value.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.
Your money will be invested in the ‘OneFamily Global Select 100% Shares’ fund which aims to maximise growth but has the potential to see the largest fluctuations in value.
Important documents
Fees
1.1% Annual Management Charge
Investments can go down as well as up in value, so you may get back less than you put in.