Transfer to our OneFamily Junior ISA

A child is eligible for a OneFamily Junior ISA if:

• They are under 16 years old
• They are a UK resident, or if you, as their parent or legal guardian, are working overseas as a Crown Servant or you're married/in a registered civil partnership with someone who is.

If a child already has a child trust fund, they cannot open a OneFamily Junior ISA. They can, however, transfer their child trust fund to a OneFamily Junior ISA.

There must be at least £100 in the junior ISA that you're transferring to OneFamily.

With a cash junior ISA, your money isn't invested, it grows by earning interest like a current account does.

A stocks and shares junior ISA, like OneFamily's Junior ISA, invests your money into different assets such as company shares, bonds, fixed interest assets and property. The price of these change daily, so your account value will go up and down.

Our Junior ISA invests in stocks and shares. Stocks and shares have good growth potential and are usually considered a good option if you're investing over the longer term as this helps even-out changes in the stock market. However, this comes with some risk as the value of stocks and shares can go down as well as up. This is normal for stocks and shares, but it does mean that there is a risk your child could get back less than is paid in.

Find out more: Junior ISA: cash vs stocks and shares

Yes! It's easy to transfer a child trust fund into our Junior ISA, even if the child trust fund isn't with OneFamily. We accept transfers from cash or stocks and shares child trust funds.

We don’t charge for transferring but do check with your current provider in case they do.

Visit our Junior ISA product page for more information.

If you're looking to learn more about junior ISAs in general, take a look at our junior ISA guides.