Ready to take over your Junior ISA?
If you're over 16, you can register to take control of your Junior ISA, but you can't yet move or withdraw your money.
If you're over 18, you can register to take control and you can now use your Junior ISA for your future!
Once you’re registered, you'll be in charge. We won’t be able to discuss the account with your parent/guardian anymore and we’ll send all information to you instead.
What happens when I turn 18?
Your Junior ISA "matures" – it becomes an adult ISA and you can choose what to do with the money that's been saved for you.
You can leave it where it is, but you won't be able to pay any more money in. So moving it to another type of account or withdrawing it might be a better option for you.
You'll be able to:
Keep your Junior ISA invested, hassle-free
The money in your Junior ISA has been put aside to give you options at 18 that you might not have had otherwise.
If you want to keep some (or all) of it invested, our Lifetime ISA and Stocks and Shares ISA could help you reach your future goals.
Keep scrolling to see how our adult ISAs could work for you.
Tip:It's not all or nothing! You can withdraw some money, put some in a Lifetime ISA and put some in a Stocks and Shares ISA. The choice is yours.
Get extra money towards your first home
Does up to £1,000 extra each year towards your first home sound good?
Moving your Junior ISA into our Lifetime ISA could help you build your first-home deposit quicker, thank to the generous 25% bonus on everything you pay in (you can pay in up to £4,000 each tax year).
Important - if you don't use your lifetime ISA the way it's intended you'll have to pay a 25% withdrawal charge. This could leave you with less money than you paid in.
Make your future plans happen
You don't need to have it all figured out now.
Maybe you'll travel the world, start a business or go down a completely new path.
Whatever you decide, moving your Junior ISA into our Stocks and Shares ISA could help you fund your future plans.
We invest in stocks and shares
Your OneFamily Junior ISA was invested in a fund that bought shares in the stock market on your behalf. Its value changed as the value of those shares changed.
If you move money into our Lifetime ISA or Stocks and Shares ISA, it will still be invested, just in a different fund.
Stocks and shares ISAs have good potential to out-grow interest rates. But it’s important to be aware that the value can go down as well as up, meaning you could get back less than you pay in.
Ready to register?
If you're 18, you'll see the options to move or withdraw your money as soon as you've registered.
But registering doesn’t mean you need to make your mind up!
You can register now but still leave your money where it is while you decide your next move.