12 min read

Making extra money at home

We look at ways mums and dads can make some extra money from home after the addition of little ones.

A woman showing a little boy how to play the piano.

Kids, although delightful, tend to change your life forever and even the most organised of people will suddenly see their worlds turned upside down by the addition of little ones. Parenting is a full time job, and we understand how much time, effort and money is required to bring up children.

Caring for your new child in the first year can cost up to £7,200, and the extra expenses certainly don’t stop there.1  If you’re curious, you can find out just how much your first child might cost your individual family with our baby budget calculator.

Maintaining a full-time job with children can be difficult, particularly when you have to find a way to work around your children’s schooling. Some families can manage it with a little bit of help, but it’s not unusual for one parent to become a full-time Mum or Dad.

No matter how much time you have, we’re certain at least one of our suggestions will be suitable for you. You never know, you may already have skills, knowledge and passions that could earn you some extra income.

Utilise your Skills

Are you storing away some knowledge that you can share with the world? Maybe you’re really crafty or excellent at baking? We all have talents, and there are endless ways to make money from them!


Teaching is a rewarding way to earn some extra money. If you have a qualification in a particular subject, can speak a foreign language, play musical instruments or simply have a talent like dancing or baking that you can share, then becoming a teacher might be suitable for you. It pays well too – the Tutor Pages annual report for 2016 revealed that tuition for GSCEs averaged around £32.50 per hour, and music tuition averaged at £31.90 per hour.2

You don’t need an official qualification to become a private tutor in the UK, but you should be prepared to present any credentials and proof of experience in a specific subject if your tutees ask for it.3  As long as people are willing to learn from you, then you’re good to go! If you’re struggling to find tutees, try registering to websites such as Tutor Hunt – a collective online database featured by The Guardian and BBC that allows users to search for tutors in their area.

Become a Freelancer

Perhaps you can do exactly what you did before having children from your own home? Freelancing gives you total control over your work load. And we’re not just referring to copywriting – although there are loads of opportunities for experienced journalists out there – and plenty of employers in different sectors are now seeking to outsource work.

Try searching websites such as People Per Hour and Fiverr to find opportunities that suit your individual talents and schedule.

Make and Sell Something

If you’re creative, try selling your homemade items. Whatever your trade, whether it’s baking, knitting or even illustration, you can earn a little extra money by selling them to others. You never know, you could become the next Kim Lavine, a Mum who started selling homemade microwavable pillows called ‘Wuvit’ pillows. She generated over $1 million in sales after two years, selling her goods to Saks Fifth Avenue and Macy’s.

If what you’re making can be shipped around the country, or even the world, consider starting a shop on Etsy or Folksy to expand your audience. For perishable services like baking, start up a Facebook page instead and ask your friends and family to spread the word in your area by liking and sharing the page.

Embrace the Online World

The online world means we’re no longer limited by location, and we can pick up jobs from all around the world. There are hundreds of ways to earn cash online – but you do need to be careful and avoid scams. Here are some of our recommended, legitimate ways of making money online:

Try Blogging or Vlogging

Mummy blogging, and blogging in general, is becoming a huge money-making industry. The SacconeJolys, for example, film their family life every day and make a lot of money through sponsorship, collaborations and making appearances. Other bloggers, like TigerLilly Quinn, write about family life, but often include a mix of interior design, fashion and travel posts too.

We understand that not everybody is comfortable sharing their entire family’s identity online. While some bloggers choose to reveal these details, it’s just as easy to share your thoughts, feelings and experiences online while maintaining complete anonymity. Just be careful with what information and photos you choose to share!

It’s unlikely you’ll become a huge online superstar overnight, but even blogging on a small scale can increase your income. You don’t just have to wait for opportunities to land in your inbox either. Once you’ve started blogging, write to companies you’re particularly interested in working with or sign up to websites that advertise collaborations like The Blogger Programme.

You might receive free products instead of actual cash, but it all helps! The most important thing is to enjoy blogging – view it as a hobby first, and a way to make money second.

Explore Affiliate Marketing

Are you that person in your friendship group that’s always recommending products to your friends and family? You should cash in on your good advice and try affiliate marketing.

Whenever you send a friend a recommendation for anything, from your favourite perfume to a new pushchair, make sure you provide them with your personal affiliate link. This link is tracked, so if a purchase is made through it (or sometimes even if a visit to the site is made) a small amount of money is given to you – think of it as a thank you for directing someone to the website. You have to sign up to an affiliate website first, a few popular ones include Amazon, Shop Style Collective and Affiliate Widow.

Fill in Surveys

Some of us only have a spare hour or so each day, and filling in online surveys is an easy way to make a little bit of extra money. The length of each survey varies, so whether you have five or 30 minutes free, you can still make a few quick pennies.

Populus, YouGov, Swagbucks and OnePoll are a few survey sites we suggest trying to get you started.

Take Care of Others

If you’re a stay-at-home parent, and you don’t mind adding another pair of feet or paws to the equation – temporarily, might we add – then you may want to consider caring for others at your home. Childminding is rewarding in many ways, and you can care for other children while looking after your own at the same time.

If you’re considering becoming a childminder and plan on caring for children under the age of eight, you should join the Early Years and Childcare Register.4  Ofsted provide a handy guide to help you through the registration process.

If you’d rather care for an animal, try pet-sitting or dog-walking. Both you and your children can get some additional exercise and enjoy the company of a furry friend for a few hours too!

Things to Consider

It’s important to remember that working for yourself can include a lot of additional paperwork, such as sorting out your own taxes. It’s not always obvious; for example, selling your own homemade goods on Etsy requires you to register as self-employed, but occasionally selling a few unwanted clothes on eBay does not.

If you’re unsure, take a look at the Government’s page on what counts as self-employed to ensure you’re earning money legally. The process is fairly straightforward, but it can get messy if you forget to register.

There are so many ways that you can make money from home, we’ve barely even scratched the surface – stay tuned to our Hub in the coming weeks as we explore some of these money-making options in more detail.

But whatever you decide to do, just remember to only take on as much as you can reasonably handle. When the work’s flooding in it’s tempting to accept it all, but you don’t want to work yourself too hard and sacrifice time with your children.

Additional sources

1 ‘Ways to keep down the cost of having a baby’, Relate.org.uk

2 ‘Private tutoring rates charged by UK tutors – annual data’, The Tutor Pages

3 ‘How to become a tutor’, The Tutor Website





Note: Whilst we take care to ensure Talking Finance content is accurate at the time of publication, individual circumstances can differ so please don’t rely on it when making financial decisions.