We’re making updates to our systems on Saturday 8th May and some of our CTF and Junior ISA online functionality may be unavailable. Thanks for bearing with us, we’ll be back up and running as soon as we can.

How you can be ethically aware when investing

In today’s world of stocks & shares, it’s not all about buying low and selling high - many people now want to know how they can also be ethically aware when investing.

Stocks & Shares (through a company that cares)

Here at OneFamily, we’re all about Inspiring better futures. It’s our commitment to doing the right thing, and is the driver of our journey into being the best company we can be.

This includes us having a positive impact on our:

  • Workplaces
  • Communities
  • The industry we work in, and
  • The wider world.

We take pride in making OneFamily a great place to work. It helps keep our staff happy, as we push boundaries, whilst our customers and their communities continue to benefit through our Foundation. But keeping that last one in mind, the wider world… as one of the key ways we can play our part in helping the planet prosper, is through the companies we choose to invest in for you.

Say hello to responsible investing

Responsible investing represents how we carefully select the companies we choose to invest into. Here at OneFamily, we have a strong interest in environmental issues, so actively look to work with companies that support these views. This includes tackling climate change… a subject that today is more important than ever.

In the battle against climate change, we understand the importance of how acting now can have a real positive impact on the world we’ll live in tomorrow.

Add COVID-19 to the mix, and its unsurprising to read it’s huge impact on people and their views towards investments:

  • Over a third (39%) of Brits think responsible investments are key to addressing climate issues (that could also help avoid future pandemics)
  • Over a fifth (22%) of UK adults have seen an increase in their ability to invest since lockdown.

With these factors alone, it’s fair to say there has never more been an appetite to start investing responsibly.

But doesn’t responsible investing usually mean less returns?

That used to be the opinion, but isn’t true. Morningstar earlier this year examined 745 responsible/sustainable funds and compared them against 4,150 traditional funds, and found they matched or beat returns in all categories.

Over 10 years, the average annual return for a sustainable fund invested in large global companies has been 6.9% a year, while a traditionally invested fund has made 6.3% a year.

We’re ready to help

With everything in consideration, we’ve created a new ‘Stocks & Shares ISA’ that comes with a range of simple investment options (also known as funds) designed to look both after the planet and your money, through investment in companies committed to a sustainable, ethical and environmentally focussed future:

Global Mixed

This fund is ideal for the slightly more cautious investor, still wanting to do their bit for the planet, by committing up to 35% of its investments in-to the stocks and shares of climate-friendly companies. The remainder is then invested in slightly safer fixed interest options.

Global Equity

This fund is probably the more daring alternative, instead investing 100% into companies based on their environmental credentials. Its green impact will be greater than ‘Global Mixed’, with higher potential rewards, but the journey could have more ups and downs!

Your planet, your money, invested your way

We’re honoured to be part of your financial life, and as your product approaches its maturity, we hope to continue this journey into helping grow your investments.
We’ve made everything super easy to action, and it can all be done online too.

Learn more about the product, it’s funds and next steps of how to move over.

More info

Please note: This product looks to grow your money by investing in stocks and shares, so it’s worth remembering that its value can fall as well as rise. This is normal for this type of investment, but it does mean you could get back less than has been paid in. For this product, there are also two funds available, each with a different level of risk and potential return.

You may be interested in...