Lifetime Mortgage Calculator – find out more about equity release

Equity release can provide a lump sum to help you pay off an existing mortgage, fund home improvements, help family members onto the property or just enjoy retirement. Find out how much equity you could release with our Lifetime Mortgage Calculator.

How much you can borrow depends on a number of factors, including your age, the type of property you own, and its value.

Find out how much you could borrow


Maximum loan amount:

By providing your details you are giving us consent to contact you with Equity Release information. Read the OneFamily Privacy Notice.

Important: The loan amounts above are an illustration of the amount you could borrow. The actual amount may wary depending on your individual circumstances. The figures are not guaranteed and do not constitute an offer to lend. The loan amount will need to pay off any existing mortgage secured against the same property.

Remember: A lifetime mortgage will reduce the value of your estate and it may affect your entitlement to means tested state benefits.












Did you know?

750 fixed fee image

We charge a simple fixed fee of £750 for our advice, no matter the size of the loan.

Other providers often charge a percentage of the loan, meaning it's not always obvious how much you'll end up paying.

For example, for a loan of £75,000 with another provider, and an advice fee of 2%, you'd end up paying £1,500. With OneFamily Advice, you only pay £750 - simple, straightforward and easy to budget for.

OneFamily Advice

Book a free initial consultation

Our friendly team of advisers are ready to help you.

0800 144 8230*

Alternatively, book a time that works for you.

Book consultation

*Open Monday to Thursday 9am - 6:30pm, Friday 9am - 5pm and Saturday 10am - 2pm. Calls may be recorded and monitored for training purposes.

Spend the money however you'd like

Here are some of the ways people spend the cash they release from their homes*. People often choose to spend the money across multiple things.

Home and/or garden improvements
Go on holiday
Pay debts/clear outstanding mortgage
Gifting to family or friends

*Key Retirement - Market Monitor Half Year (July '19)

Speak to an adviser

Our friendly team of advisers are ready to help you, so why not spare a few minutes for a free initial consultation? You can ask any questions and we’ll be able to let you know how much you could borrow.

0800 144 8244*

Alternatively, book a time that works for you.

Book initial consultation

*Open Monday to Thursday 9am to 6:30pm, Friday 9am to 5pm and Saturday 10am to 2pm. Calls may be recorded and monitored for training purposes. Calls to freephone numbers are free from UK landlines and personal mobile phones. With business mobiles the cost will depend on your phone provider. If you'd like to know more, please ask your provider.

OneFamily Advice is the trading name of OneFamily Advice Limited. OneFamily Advice Limited is registered in England and Wales at 16-17 West Street, Brighton, BN1 2RL registered number 09188369 and is authorised and regulated by the Financial Conduct Authority.