Over 2 million members
have invested in their future with OneFamily
Our Junior ISA at a glance...
Junior ISA (JISAs) are savings or investment accounts for children.
Anyone can pay money in, and the child will be able to access it when they turn 18 without paying tax on any money they withdraw.
OneFamily’s Junior ISA is a stocks and shares JISA. That means the money that you pay in goes into a fund that’s invested in the stock market. As the money is invested, it has good potential to outgrow inflation, but the value is likely to go up and down over time. If the child withdraws money when the value is low, they could get back less than has been paid in.
That’s why at OneFamily, we give you a simple choice of two funds: one for more cautious investors and one for those who are comfortable taking more risk.
Our minimum investment is just £10 a month by direct debit or a lump sum starting from £100.
How much could you help your child save?
Decide how much you want to open your Junior ISA with and how much you’d like to pay in each month. Our simple calculator will quickly give you an idea of how your child’s money could grow.
The projection shows how your child's Junior ISA could grow with low, medium and high performance. Remember, projections are not guarantee of future performance and your child could get back less than you pay in.
Please note: No more than £9,000 may be invested into a Junior ISA within a single tax year. This includes your initial investment and your monthly direct debit payments.
You have a choice of two funds
Family Charities Ethical trust fund
For more adventurous long-term investors
Invest your money in the top 50 UK companies who focus on operating in a more sustainable way and ensure good supply-chain labour standards. Invests into sectors including pharmaceuticals, consumer goods and healthcare.
Risk rating
Lower
Higher
You can find out more about this fund in our Key Information Document and Fund Factsheet
Despite having an investment focus on the climate, we've chosen not to apply a UK Sustainable Investment Label* for this fund. Find out why below.
Family Balanced International Fund
For more cautious long-term investors
Invest your money in a wide range of assets including company shares and property, as well as fixed interest assets to reduce your risk of loss. A wide range of investments includes companies in the UK, Europe, US, Far East and emerging markets.
Risk rating
Lower
Higher
You can find out more about this fund in our Key Information Document and Fund Factsheet
Find out more about our climate investments
Start investing today – transfer to our Junior ISA
Transfer a junior ISA or child trust fund to OneFamily
We don’t charge you to transfer an existing junior ISA or child trust fund.
Simply let us know that you’d like to transfer an existing account to us and we’ll speak to your current provider and do the rest.
Why invest with OneFamily?
We’re owned by our members for our members, which means we don’t have shareholders to pay – so we can reinvest our profits for good.
"Sustainable Investment Labels" have been introduced to help investors find products that have a specific sustainability goal, although not every fund that uses sustainable criteria qualifies for these labels. Because the way Family Charities Ethical Trust Fund invests doesn't exactly align with the definition used for these labels, this product doesn't have a UK Sustainable Investment label.
More information on sustainability labels, and a reminder of how Family Charities Ethical Trust Fund targets sustainable environmental outcomes, can be found in our sustainability disclosure document.
Find out about UK Sustainable Investment Labels on the Financial Conduct Authority website.