for our environment

Ethical Equity ISA

An easy way to invest responsibly

Ethical investments for a better world

If you’d like to make the most of your ISA allowance, and care about how you invest, our Ethical Equity ISA could be the answer. It’s designed for people who want to invest in companies that have demonstrated that they are promoting good environmental and social practices. An ISA is a tax-efficient way to invest because proceeds from the account are free from income tax and capital gains tax.

You can invest in our Ethical Equity ISA up to this year’s annual ISA allowance of £20,000 (these limits are reduced by any payments you are currently making into any other ISA). If you use your ISA allowance every year, you could potentially build up a large sum to help fund your future. As a couple, if you both open ISA accounts, the total amount you could invest tax-efficiently is £40,000 in the current tax year.

Remember that the tax advantages of ISAs depend on your individual circumstances. Also, the tax rules might change in the future.

At a glance

  • Our Individual Savings Account is an ethical, tax-efficient way to invest.

  • Invests in stocks and shares. As the value can fall as well as rise, you could get back less than has been paid in.

  • Open your Ethical Equity ISA with at least £50 a month by direct debit or a lump sum of £500.

  • You can access your money as and when you need it but you should consider this a medium to long term investment of at least 5 years.

Potential for growth

Our Ethical ISA invests in the Family Charities Ethical Trust – a unit trust that aims to achieve growth by closely following the top 50 companies listed on a selected UK ethical index. The index is designed to measure the performance of companies demonstrating strong social, ethical and environmental corporate responsibility standards.Please bear in mind that because this fund only invests in certain types of company that meet ethical screening, our Ethical Equity ISA could carry greater risk than a fund without this kind of restriction.

You can find out more about this in our Key Investor Information document.

We'll invest your money in stocks and shares because we believe there is good potential for growth over the long-term but it's worth remembering that the value can fall as well as rise. This is normal for this type of investment, but it does mean you could get back less than has been paid in. In every 18-year period during the last 50 years, stocks and shares have typically performed better than cash or building society accounts* (where the money you put in is protected but typically grows modestly).However, past performance is not a guide to future performance.

*Barclays Equity Gilt Study March 2018. Average annual real rate of return based on Barclays indices.

Our Ethical Equity ISA

Here’s how it works:

  • You can open an Ethical Equity ISA if you’re 18 or over and aren't contributing to another stocks and shares ISA in the same tax year
  • Open your Ethical Equity ISA with at least £50 a month by direct debit or a lump sum of £500
  • Invest up to the annual ISA limit of £20,000 (or less if you’re paying into a cash, innovative finance or Lifetime ISA)
  • Put more money in whenever you want (as long as it’s £50 or more)
  • Keep in mind that our Ethical Equity ISA should be considered as a medium to long term investment, so you should be prepared to invest for at least five years

Why choose our Ethical Equity ISA?


You can make additional one-off payments of £50 or more. Also, there's no fixed-term. But as it's designed as a medium to longer-term investment you should be prepared to leave you money invested for at least 5 years.


There's no income tax or capital gains tax on the proceeds, so your money will go that little bit further. Remember, tax advantages depend on individual circumstances and may change in the future.

Owned by you

We're proud to be owned by our customers, so our profits can go back into our business, products and communities.

Experienced and trusted

We have over 40 years' experience and look after over £7 billion worth of family money for over 2 million customers.

Invest Ethically

Invest in companies that promote good environmental and social practices. Please see key investor information below.

Helping you decide

Please read these essential documents to make sure our Ethical Equity ISA is right for you:

Important Information (Ethical Equity ISA)

Key Investor Information document (Family Charities Ethical Trust)

Family Charities Ethical Trust factsheet

Request a pack

If you think that our Ethical Equity ISA is right for you - or if you'd like to find out more - please request an information pack and application form below.

Request a pack

Talk to us

You can request an information pack over the phone by calling us free on:

0800 731 7433*

*We're open 9am to 7pm Monday to Friday and 9am to 1pm on Saturdays. We might record your call to help improve our training and for security purposes. We hope you don't mind. Calls are normally free from UK landlines and from mobile phones. For further information please contact your service provider.