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Equity Release Calculator

Equity release can provide a lump sum or flexible payments for you to spend however you like. Find out how much equity you could release from your home with our calculator.

How much you can borrow depends on a number of factors, including your age, the type of property you own, and its value.

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Maximum loan amount:

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Important: The loan amounts above are an illustration of the amount you could borrow. The actual amount may vary depending on your individual circumstances. The figures are not guaranteed and do not constitute an offer to lend. The loan amount will need to pay off any existing mortgage secured against the same property.

Did you know?

We charge a simple fixed fee of £950 for our advice, no matter the size of the loan.

Other providers often charge a percentage of the loan, meaning it's not always obvious how much you'll end up paying..

For example, for a loan of £75,000 with another provider, and an advice fee of 2%, you'd end up paying £1,500. With OneFamily Advice, you only pay £950 - simple, straightforward and easy to budget for.

Speak to an adviser today

Our friendly team of advisers are ready to help you, so why not spare a few minutes for a free initial consultation?

In your free initial consultation your adviser will check you meet the basic criteria for a lifetime mortgage and ask questions to understand your current circumstances, should you wish to proceed.

Spend the money however you'd like

Here are some of the ways people spend the cash they release from their homes*. People often choose to spend the money across multiple things.


Home and/or garden improvements


Pay debts/clear outstanding mortgage


Go on holiday


Gifting to family or friends

Key Retirement, Market Monitor Half Year (July 2020)