Lifetime Mortgage Advice for Eligible OneFamily Members

OneFamily Advice offer impartial whole-of-market Lifetime Mortgage advice to over 55s. There is a charge of £500 for this advice, but OneFamily will pay this fee on behalf of our eligible members.

You can also pass this benefit to friends and family and can refer up to two people each calendar year. To check eligibility, please see our terms and conditions.

What is a Lifetime Mortgage?

A Lifetime Mortgage allows homeowners over the age of 55 to access the wealth tied up in their property to fund ambitions, such as:

  • Making home improvements
  • Paying off an existing mortgage
  • Supporting loved ones
  • Taking a trip of a lifetime

With a Lifetime Mortgage you’ll always retain ownership of your home. How much you can borrow depends primarily on your age and the value of your property, although you need to take into account any existing borrowing secured on your home.

All the products we recommend have a no-negative equity guarantee - which means you’ll never have to pay back more than the amount received from the sale of your home.

It’s worth bearing in mind that a Lifetime Mortgage will reduce the value of the estate and may affect individual entitlement to means tested state benefits.

Find out more about Lifetime Mortgages.

How to pass the benefit on to a friend or relative

  1. Pass the OneFamily Advice number, below, onto your friend or relative.
  2. In order for us to confirm eligibility for OneFamily to pay the £500 fee, the caller will need to have the OneFamily account holder's name, address and date of birth at hand during the initial consultation.

Find out more

Get in touch with one of our qualified advisers who can help you understand if a Lifetime Mortgage is right for you and how much you may be able to borrow.

Speak to an adviser now

Speak to an adviser now

Our friendly team are on hand to help Monday to Friday, 9am-5pm.

0800 240 4240*

Speak to an adviser later

Speak to an adviser later

Have your consultation at a time and date that works for you.

Book a consultation

*Open Monday to Friday 9am to 5pm. Calls may be recorded and monitored for training purposes. Calls to freephone numbers are free from UK landlines and personal mobile phones. With business mobiles the cost will depend on your phone provider. If you'd like to know more, please ask your provider.

Releasing equity from your property is a big decision for you and your family and so you should consider carefully what’s right for you. We want to ensure you do the right thing and are protected, that’s why you can only get a Lifetime Mortgage through a specialist regulated Lifetime Mortgage adviser like OneFamily Advice, who will check your eligibility and suitability and help you to consider all your options.

Find out more about Lifetime Mortgage Advice.