Lifetime Mortgage Advice for Eligible OneFamily Members

We recently launched OneFamily Advice, a service offering impartial whole-of-market Lifetime Mortgage advice to over 55s. Normally there is a charge of £500 for this advice, but OneFamily will pay this fee on behalf of our members.

You can also pass this benefit to friends and family and can refer up to two people each calendar year. To check eligibility, please see our terms and conditions.

What is a Lifetime Mortgage?

A Lifetime Mortgage allows homeowners over the age of 55 to access the wealth tied up in their property to fund ambitions, such as making home improvements, paying off an existing mortgage, supporting loved ones out or taking a trip of a lifetime. With a Lifetime Mortgage you’ll always retain ownership of your home. How much you can borrow depends primarily on your age and the value of your property, although you need to take into account any existing borrowing secured on your home.

All the products we recommend have a no-negative equity guarantee - which means you’ll never have to pay back more than the amount received from the sale of your home.

It’s worth bearing in mind that a Lifetime Mortgage will reduce the value of the estate and may affect individual entitlement to means tested state benefits.

Find out more about Lifetime Mortgages.

Referring a friend or relative

To refer a friend or relative, just direct them to the OneFamily Lifetime Mortgage Advice website. When they contact OneFamily Advice, they will need to give the account holder’s name, address and date of birth to our qualified adviser at the start of the initial consultation so that we can confirm eligibility of the offer.

Find out more

Get in touch with one of our qualified advisers who can help you understand if a Lifetime Mortgage is right for you and how much you may be able to borrow.

Speak to an adviser now

Speak to an adviser now

Our friendly team are on hand to help Monday to Friday, 9am-5pm.

0800 240 4240*

Speak to an adviser later

Speak to an adviser later

Have your consultation at a time and date that works for you.

Book a consultation

*Open Monday to Friday 9am to 5pm. Calls may be recorded and monitored for training purposes. Calls to freephone numbers are free from UK landlines and personal mobile phones. With business mobiles the cost will depend on your phone provider. If you'd like to know more, please ask your provider.

Releasing equity from your property is a big decision for you and your family and so you should consider carefully what’s right for you. We want to ensure you do the right thing and are protected, that’s why you can only get a Lifetime Mortgage through a specialist regulated Lifetime Mortgage adviser like OneFamily Advice, who will check your eligibility and suitability and help you to consider all your options.

Find out more about Lifetime Mortgage Advice.