Say hello to our Stocks & Shares ISA

If you’re looking to continue saving but want the flexibility of having access to your money should you need it, then our ISA could be the ideal product for you

Access your money whenever you need it

Available to open if you’re 18+

Open with some (or all) of your CTF money

Help your money grow from as little as £25 per month

How does it work?

It’s now time to start thinking about what you’d like to do with your Child Trust Fund money. One of your options is moving it to our Stocks & Shares ISA.

A Stocks & Shares ISA (Individual Savings Account) is an investment account designed to help you grow your money by investing into company shares and other fixed interest investments. Everyone has different attitudes towards risk, so we have to two different investment options to choose from.

Flexible savings

The good thing about our ISA is that it’s as flexible as you are – you can use the money for whatever you want, whenever you need it, with no penalties for taking your money.

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What's good about our Stocks & Shares ISA?

Use your Child Trust Fund money

Open your Stocks & Shares ISA with some or all of your Child Trust Fund money, and add to this from as little as £25 a month, up to a maximum of £20,000 each year

Online account management

Take control of your account with 24/7 account management at your fingertips

Clear and simple pricing

There’s a flat fee of 1.1% per year with no hidden fees or charges

Investment options

A simple choice of 2 investment options which you can switch between at any time, free of charge

Climate friendly

We invest into the shares of companies that are better prepared to tackle climate change

You can help make a difference

We've given away over £3m to good causes in the UK in the past 5 years

Important information: Don't forget our ISA invests in stocks & shares. Investments can go down as well as up so you could get back less than you have paid in.

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Your planet, your money, invested your way

At OneFamily, we understand the importance of climate change, and how acting now can make a real, positive impact to the world we’ll live in tomorrow. We’ve designed our Stocks & Shares ISA to help benefit both you and the planet by carefully selecting the types of companies we invest into.

Depending on the green impact you want your money to make, and the level of risk you’re happy to take, we have two investment options you can choose from – Global Mixed and Global Equity. Your Stocks and Shares ISA will invest into either of these funds.

Our Global Mixed Lifetime ISA

Our Global Equity Lifetime ISA

Okay great – so what’s next?

You can choose what you want to do with your money when you turn 18 – and we’ll send you information on how to do this nearer the time.

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I've already registered BUT I'm not 18

If you’ve already registered you’ll just need to sit tight until your 18th birthday, then you can choose what you want to do with your money, including opening a Lifetime ISA

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I've registered AND I have turned 18

You’re now able to tell us what you want to do with your money. If you’ve looked through all of the options and have decided your next step, login to your account and tell us!

I haven't registered to take control of my CTF

You’ll need to register to take over your Child Trust Fund before you can tell us what you want to do with your money - why not register now?